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This is Motleyful Answers. I'm Alison Southwick and I'm joined as always by Robert Brokamp, personal finance expert here at The Motley Fool. Hey bro.

Well, hello, Alison.

I noticed you're keeping your distance from me on the table. That was not intentional at all.

Not intentional, but probably smart because I do have the flu. In this week's episode,

we're going to combat five common myths about paying for college with the help of Tim McPhillan

and Brock Jolly from the College Fundingcoach.org. Bro is also going to talk about the point

at which investment returns become more important to your retirement

savings than the amount you contributed. All that and more on this week's episode of Motleyful

Answers.

So, bro, what's up?

Well, Alison, as you know, your retirement savings will be made up of two components,

and that is the amount that you save and contribute to those accounts, and then the investment returns that you earn on those savings.

But at different stages in your life, one will be more important than the other.

So when you're starting out, the amount that you actually save will by far have the biggest

impact on your account balances.

But as those accounts get bigger, investment returns become more important, and at some point,

...