471 - How to Finish Rich in ANY Economy with David Bach
The Marie Forleo Podcast
Marie Forleo
4.7 • 1.8K Ratings
🗓️ 30 December 2025
⏱️ 100 minutes
🧾️ Download transcript
Summary
If money feels stressful, confusing, or just out of reach — this conversation will change everything.
In this episode, The Automatic Millionaire author David Bach shares the exact system that helped over 24 million people build real wealth — no budgeting apps, no financial degree, and no big salary required. You'll learn why his timeless advice is more relevant than ever in today's AI-driven world, and how just $20 a day can become millions with the right habits.
David Bach is a renowned financial expert, 10x New York Times bestselling author of books like: The Latte Factor and Smart Women Finish Rich, he's also the co-founder of AE Wealth Management. He's appeared on Oprah, NBC's Today, and reached millions with his Finish Rich message — helping everyday people take control of their money and their future.
WHAT'S COVERED IN THIS EPISODE:
05:02 - The "selfish" reason David updated The Automatic Millionaire for 2025
06:17 - Why 16 million NEW millionaires were created in 20 years (while 6 out of 10 Americans live paycheck to paycheck)
07:30 - The "automatic economy" trap: How technology separates you from your money
08:54 - Why money isn't taught in school (and why you feel overwhelmed)
16:45 - Why your values determine your financial success
27:00 - Pay yourself first: The #1 wealth-building rule you must follow
40:15 - "I'll start saving when I make more" — Why this mindset keeps you broke
43:35 - How to give yourself a 10% pay raise (and become automatically rich)
1:03 - The 4% rule: How much money you actually need to retire
1:39 - The ultimate truth about money and freedom (David's final wisdom)
Thanks for listening! New episodes drop every Tuesday. Make sure you hit the follow button to get notified. <3
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MORE RESOURCES FOR YOU:
Grab your copy of David's book → https://amzn.to/3Mz95ks
Watch my Free Masterclass: Stop These 3 Profit-Killing Mistakes… Before It's Too Late → https://www.marieforleo.com/freeclass
If you enjoyed this episode, please leave us a review! <3 It really helps us get encouraging and actionable advice to entrepreneurs and creatives who need to hear it most!
Transcript
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| 0:00.0 | I would say if you're listening to this podcast, it's not a coincidence. |
| 0:02.7 | You came here because there's something that you're looking for, involving your money. |
| 0:07.6 | And if anything we're saying sounds like, huh, I don't know, maybe I should think about this. |
| 0:11.8 | Don't know. |
| 0:12.7 | You shouldn't think about this. |
| 0:14.4 | You should make a decision today. |
| 0:18.8 | David Bach, this man has made such a difference in my life. So back, your very first book, |
| 0:24.6 | Smart Women Finish Rich, I believe it was published in 1999. That is when I got it. Wow. And I was |
| 0:32.2 | completely, I was just a hot mess with money like most of us can be because it's not really something |
| 0:38.1 | that we're taught in school and my parents are amazing but I just still had a lot of scarcity in me |
| 0:42.4 | and I was tons and tons and tens of thousands of dollars in debt and that book set me on a path |
| 0:49.0 | and you know this but I just wanted to say it out loud to creating a level of financial |
| 0:53.6 | freedom that I honestly |
| 0:54.6 | never thought I could achieve in my lifetime. So thank you. I know you've done this for millions and |
| 1:00.5 | millions of us, but I just had to say that because I never thought I could get to a point in my life |
| 1:06.1 | where I never had to worry about money again. And you were a big piece of my journey. So thank you. |
| 1:10.2 | It's really beautiful that we're doing this. Thank thank you it still touches me every time you tell me I'm still |
| 1:15.3 | gonna high five you again because I'm proud of you I know how far you've come and you should be proud |
| 1:21.5 | of yourself thank you what you've accomplished on your own you did it right like the thing about books |
| 1:26.2 | and podcasts they don't do it for you. |
| 1:28.4 | Right. |
| 1:28.8 | You took the information and then you used it. |
... |
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