470: Stock Market Return Projections: How Should You Plan for the Future?
Retire With Purpose - The Retirement Podcast
Casey Weade
4.7 • 564 Ratings
🗓️ 29 November 2024
⏱️ 30 minutes
🔗️ Recording | Apple Podcasts | RSS
🧾️ Download transcript
Summary
What long-term market returns should you assume for your retirement portfolio? Much like market performance, the answer isn't always clear-cut.
In this episode, we discuss:
- Average vs. actual market returns
- The Retirement Red Zone's impact on market returns
- How to factor inflation into returns
- How to gauge "odds of failure"
Today's article is from The Best Interest blog titled, What Long-Term Stock Returns Should I Assume in My Plan? Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation.
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Show Notes: Howardbailey.com/470
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Transcript
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| 0:00.0 | When it comes to building a retirement plan, you have a lot of decisions to make. |
| 0:04.3 | And a lot of those decisions have to do with the inputs and the assumptions that you're making about this next face of your life, whether that's expenses or whether that's asset returns or whether that's taxes or inflation. |
| 0:16.7 | Well, today we're going to focus in on one of those most important elements, and that is the rate of return. |
| 0:23.2 | What long-term stock market return should you use in your retirement plan? |
| 0:35.3 | Hey, this is Casey Weed, and it is my mission to deliver clarity and purpose and elevate |
| 0:40.2 | meaning in your life. |
| 0:42.0 | And here on the podcast, we do that in a couple of different ways. |
| 0:45.4 | We do that by focusing both on the financial and non-financial elements of life and retirement |
| 0:51.0 | through in-depth conversations with our world-class guests and then getting together |
| 0:55.2 | with you every single Friday to discuss some type of trending article or blog post that we've |
| 1:00.7 | found and included in our weekend reading for retirees email that goes out every single Friday. |
| 1:07.0 | That email hits your inbox and it is not just including four articles on trending topics in the |
| 1:14.4 | retirement planning space to help you elevate the game that you need to have for this next |
| 1:19.2 | phase but you'll also receive summaries takeaways for myself free assessments and giveaways |
| 1:24.1 | and if you've never subscribed before we want to give you an opportunity today |
| 1:28.0 | to get yourself subscribed, get that weekly email, and we'll also be including a free digital |
| 1:33.1 | copy of my Wall Street Journal bestselling book, job optional. All you have to do is shoot us a text |
| 1:38.3 | with the key letters, WR to 888-59491, or visit howard bailey.com. You can also get a link to the article |
| 1:47.7 | we're going to be sharing with you today or this blog post, if you will, right there in the show |
| 1:52.1 | notes. So check it out there. And if you have friends that are trying to make important decisions |
| 1:55.9 | around this, please share this with them. I'd love to hear your feedback and your insights when it comes to long-term stock market returns. |
| 2:04.4 | You might be assuming in your financial plan. |
... |
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