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Financial Audit

45-Year-Old Lost ALL Of Her Money

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 13 June 2023

⏱️ 61 minutes

🧾️ Download transcript

Summary

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 05:10 She will never be able to retire 07:20 Her ex-husband destroyed her credit!! 09:45 Income decreasing?? 12:20 Checking account and ODD mortgage with her parents 14:14 Credit cards and spending (more troubles with her ex) 17:52 Most stressful way to manage money ever! 20:28 Savings losing her money? 25:00 Starting over on retirement at 45 because of ex!! 32:58 PAY OFF THE CAR DEBT TODAY 33:48 Credit score recovery 36:20 It's time to start cleaning up this mess... 43:00 Trying to pay for 4 kids' college... 50:09 It's time to get back on track! 59:16 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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0:05.3

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0:10.5

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0:15.2

Brooke Pillafont, 45, Kyle, Texas, and this is financial audit.

0:20.5

What do you do for a living?

0:22.7

I actually do a lot of different things for a living, so that's a hard question to answer.

0:26.7

But predominantly I'm a writer, is what I tell people.

0:29.1

So I do curriculum development, but then I also founded a nonprofit that does literacy and

0:35.1

art programming in the county jails.

0:38.1

Wow.

0:38.8

Okay.

0:39.4

This is really interesting because I was seen as I was going through your checking account,

0:43.0

although this is a few months.

0:44.2

There were quite a few different sources.

0:46.3

Yes.

0:46.6

That were coming in.

0:47.6

So I'm a freelancer ultimately, but.

0:50.8

Yeah, let's talk about that first one.

0:52.1

So the writer, just job in general general what do you think that brings in

0:57.2

monthly basis annual basis that's so at this point i've been doing it for a while i have like a client

1:03.1

that just like pop in pop out um but i have some solid clients so i know i bring in at least three a month

1:09.6

three thousand yeah okay cool and somewhere around I mean, it might be 25 one month. It might be for another, but. Sure, sure. But we're just averaging now. Yeah. 3,000. Cool. Setting 30% aside for taxes? Always. Good. Okay, maybe not totally. What? I don't know.

...

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