Today in Radical Personal Finance, listener writes in and says we are working like crazy to get our house paid off in the next two or three years,

but we're not sure whether we should bump our retirement savings up from 10% of our income to 15% of our income like Dave

Ramsey recommends or if we just should just stay completely focused on paying the

house off. Please help. Welcome to Radical Personal Finance Podcast, the show dedicated to providing you with the knowledge, skills, insight, and

encouragement you need to live a rich and meaningful life now while building a plan for financial

freedom in 10 years or less. Today's guest, or not guest listener

listener today's listener question they're on track they're trying to be

financially independent in 10 years they're trying to figure out do I pay off the

house or do I stay focused on investing?

So Leah writes in this note and she says.

So Leah writes in this note and she says this.

Joshua, my husband, I love your show and would love it if you could help us answer a question from your point of view.

We are completely debt free except for our house. We make around $130,000 a year.

We're currently investing 10% of our income for retirement into a matching 401k plan with a

401a and a Roth account etc.

But we're dead set on paying off the house in the next two and a half or three years.

Our dilemma is this.

Dave Ramsey suggests saving 15% for retirement for someone in our position.

We can do this, but that'll slow down our house payment goal quite substantially, or in my mind

it's substantial, as I want this house paid off tomorrow.

The goal after the house repayment is to throw everything we can spare towards

investing in retirement funds.

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