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ChooseFI

434 | The Transtheoretical Model of Change | Roundup with Ginger

ChooseFI

Brad Barrett | Choose FI Media

Financialindependence, Investing, Firemovement, Passiveincome, Frugalliving, Personalfinancepodcast, Daveramsey, Careers, Business, Earlyretirement, Habits

4.85K Ratings

🗓️ 24 April 2023

⏱️ 66 minutes

🧾️ Download transcript

Summary

There can be points on the journey to FI where you feel that you may not be able to accomplish your goals, or even take advantage of some of the hacks we talk about on the show. But sometimes all it requires is for you not to limit yourself and just think outside the box. This week we are re-joined by friend of the podcast Ginger to discuss how the transtheoretical model of change can apply to those on the path to FI, as well as read your emails and answer some of your questions on this installment of Round-Up. Oftentimes, we forget how flexible and capable of change we really are, and its life's curveballs that make this journey different for everyone. While setbacks can put you off from pursuing your goals, or make you feel as if you don’t belong on this path, they shouldn’t deter you from attacking your goals. When you can accept that changing and adapting does not equal failure, you not only open yourself up to new options and possibilities, but exceed your own expectations while on the path to FI!

Timestamps:

  • 0:48 - Introduction/Economy Conference
  • 9:43 - Travel Wins
  • 21:23 - Ancillary Travel Rewards Benefits
  • 26:20 - Bold Move Update And The Transtheoretical Model of Change
  • 40:58 - Determining Your FI Number
  • 51:22 - The FI Pre-College Approach
  • 58:11 - Savings Account Interest Rates And Community Win
  • 63:11 - Conclusion

Resources Mentioned In Today’s Episode:

More Helpful Links and Resources:

Transcript

Click on a timestamp to play from that location

0:00.0

Hello and welcome to Choose a Phi.

0:01.7

Today on the show, we have another roundup episode.

0:04.0

I have my wonderful new co-host, Ginger, back here,

0:07.0

where she was just on the episode 428, about six weeks ago.

0:11.6

And we had such a fun time and had such great feedback.

0:14.1

We decided, let's do this again, ASAP.

0:16.5

So we have a lot of fun stuff to talk about today,

0:19.4

including in-person events.

0:21.2

I just got back from the Economy Conference.

0:23.7

We're going to be talking about travel rewards and bold moves.

0:27.2

And Ginger has something super interesting

0:29.1

called the Trans Theoretical Model of Change,

0:31.9

which she told me, trust me, this is interesting.

0:34.2

So this is going to be a lot of fun.

0:35.6

And as always, we have your feedback, your wins, your questions.

0:39.8

So welcome to Choose a Phi.

0:41.3

MUSIC

0:48.6

Ginger, so happy to have you back.

0:50.7

This should be fun.

0:51.6

Yes, so happy to be back.

0:53.0

Should we jump right in?

0:54.2

Oh, let's do it.

...

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