So you know you probably shouldn't have bought it, but you bought it anyway.

And it's not because you're bad with money or you don't care about your financial goals.

It's because overspending is not a knowledge problem.

It's a behavior problem.

And behavior is driven by things that run a lot deeper than just a budget.

So understanding why you're overspending, why this happens, is the first step to

stopping it for good. Welcome to the Clever Girls No podcast. I'm Bola Shokunbi, founder of

Clever Girl Finance. This podcast is your space for real relatable conversations about money,

business, and building wealth, without shame, without judgment,

and without confusion, especially as women navigating real life and real responsibilities.

If you're ready to take your finances to the next level and build real lasting wealth,

my book, Clever Girl Millionaire, will walk you through exactly how to do it with clear steps,

proven strategies, and the mindset shifts that make it all stick. You can find it at Clevergirlfinance.com

forward slash books. Now let's get into the episode. So here are the real reasons why you may

find yourself overspending even when you know better and what to do about it.

Number one, you're spending emotionally, not intentionally. So I'm talking about things like stress,

boredom, loneliness, reward. These are all things that trigger emotional spending. When you're

feeling any of these emotions, you may find yourself going straight to your

credit card and adding things to your cards. And emotional spending can give you a temporary high,

but once that high has dissipated, you're left with that credit card bill or that empty bank account.

And that's not what you wanted to begin with, right? So when it comes to spending emotionally,

the fix isn't to shame yourself. Instead, you want to not what you wanted to begin with, right? So when it comes to spending emotionally, the fix isn't to shame yourself.

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