This episode is presented by eBay.

Rob, everyone loves a deal and a bargain from time to time, don't they? Absolutely, mate. And you know where you can grab a great deal? Talk to me. Where? The eBay app. Yes, you are correct. You didn't need to talk to me. I already knew it. I love eBay. When you're buying, you can discover loads of hidden gems. there's so many items where you think I would have never found that anywhere else.

Then when you're buying, you can discover loads of hidden gems. There's so many items where you think I would have never found that anywhere else. Then when you're selling, it's so simple and most

importantly, free. It's free, Rob. When it's this easy to sell for free and there's great deals

on things you love. You can't help but say when it's eBay. It excludes vehicles and business

sellers.

Race the rudder. Raise the sales. Raise the sales. Captain and unidentified chip approaching.

Over. Roger that. Wait. Is that an enterprise sales solution? Reach sales professionals,

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I'll spend things on whatever the fucking want.

You hear that?

He'll spend it on whatever the fuck you want.

What I'm trying to say is that we're trying to take the steps to get to. We want to buy a house. You haven't. Shut the fuck up for a second. Shut the fuck up. I want to understand why you think doing things. it right now. If I'm explaining that you will listen and you will hear the answer that you'll desire.

Is there a way to communicate with him? I just tune him out sometimes. Like, I'm confused on how he's confused. We have two different communication styles. Obnoxious and delusional. But you're looking at one month after having 37 years of habits build up. You're right. You're right. You're right. And I see the results. I see the results.

I see the results of that.

It's more than a quarter million dollars in debt. Why don't you tell me it was that much?

Get your Hammer Financial Score at Calebhammer.com and see where you stand in the world of finances today.

Hey, I'm Tim.

I'm 37 years old.

I'm Mary. I'm 37 years old. And this is financial audit. Tim, coming and excited. Okay. What do you do for a living here in Austin? I mean, I make money. I work in the software engineering field. So I can do that for last like 10 years or so. Yeah, we do that here in Austin. Not necessarily the best market right now, so I really hope you don't get laid off. What do you make in? Right now I make about $250,000. And that's including an annual bonus. It has a house. That is chunky. Yeah. It's nice. I mean, I've worked a long time to get there. But, you know, I thought I'd come in so that we can have an opportunity for you to actually look at people with finances instead of just people that have a job. So we actually know what we're doing. People with finances? Yeah, yeah, yeah. When you're just like doing a side hassle. Well, you're just having a side hustle all the time. You think everyone just has a side hustle on the show? Yeah, I mean, everyone's like, you know, doing DoorDash or working out of like the delivery window or something like that. Maybe like one out of every eight episodes. I guess the ones that just come across that become interesting are the ones that have the... So you're not interesting. We'll have to find out, right? That's the whole point. Okay. So someone with actual finances, that's,

that's curious. Okay, $215,000. That's great. Huh? 50. Yeah. Okay. I thought I said 15.

Oh, no. And Mary, what do you do? I work in market research. I bring in after bonuses and

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