meta_pixel
Tapesearch Logo
Log in
ChooseFI

423 | What Are You Optimizing For? | Chris Hutchins

ChooseFI

Brad Barrett | Choose FI Media

Financialindependence, Investing, Firemovement, Passiveincome, Frugalliving, Personalfinancepodcast, Daveramsey, Careers, Business, Earlyretirement, Habits

4.85K Ratings

🗓️ 6 February 2023

⏱️ 79 minutes

🧾️ Download transcript

Summary

In this episode: what sparks goals, what are you optimizing you, valuing your time, and money prioritization.

Sometimes on the journey to FI, we ask ourselves the following; do I really need to spend money on this? Do I really have the time and resources for that? These questions may be easy to dismiss by saying no in order to stay on track with your financial goals, but by dismissing them, you could be missing out on something that is beneficial to your personal journey! This week we are joined by friend of the podcast, Chris Hutchins, to talk about the hacks for optimizing your life, the differences between cheapness and frugality, and the importance of valuing your time and what it can lead to. Saving money is an important part of achieving FI, but you should never feel so restricted that you miss out on investing your time and money in things that bring joy and value into your life. While saving is important, it’s okay to spend money. Whether it’s on a trip or investing in something new, there are ways to make it work without feeling guilt or shame. Prioritizing and valuing your time can introduce new experiences and provide happiness as well as perspective while on this journey!

Chris Hutchins:

Timestamps:

  • 2:27 - Introductions
  • 6:12 - Full Time Podcasting
  • 11:44 - What Sparks Our Goals
  • 18:35 - What Are You Optimizing For?
  • 23:36 - Managing Your Own Money
  • 31:28 - Money Prioritization
  • 39:03 - Valuing Time
  • 50:53 - Real Estate Investing And Complexity
  • 58:23 - The Once A Year Review
  • 65:28 - Prioritizing Health
  • 75:23 - Conclusion

Resources Mentioned In Today’s Episode:

More Helpful Links and Resources:

Transcript

Click on a timestamp to play from that location

0:00.0

Hello and welcome to Choose a Five today on the show we're trying something different actually.

0:05.0

I often have really in-depth conversations with my good buddy Chris Hutchins from all the hacks

0:12.2

and there are just these incredible flowing conversations of all the things we're up to.

0:16.3

This last one we actually had the idea to kind of stop and say,

0:20.6

oh, we should really record this. This would make for a good episode.

0:24.4

So let's just see what's going on in our lives.

0:27.5

We actually decided to post it on both of our podcast feeds.

0:32.2

So Chris's show all the hacks if you haven't listened to it.

0:36.0

It is genuinely one of my favorite podcasts.

0:39.4

I've actually texted him twice in the last month saying that two of his episodes were two absolute game changers for me.

0:46.6

I mentioned them in the episode but recently in December he had built Perkinson,

0:51.3

the author of Die with Zero and then he had the author Dan Martellon

0:55.6

and the combination of those two episodes just kind of hit me in a way that was really profound.

1:00.9

So I think you're going to get a lot out of this episode.

1:03.1

It really is just a conversation amongst friends.

1:06.0

But we dive deep.

1:07.1

We go into a lot of the things we're exploring,

1:09.4

a lot of the amazing hacks that Chris has found

1:12.3

and it never ceases to amaze me all the incredible things that he's just dug up somehow.

1:17.0

And I know I instantly need to try them myself

1:20.0

and I almost invariably come back and tell you the audience.

1:22.5

So it's nice to hear it directly from Chris.

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Brad Barrett | Choose FI Media, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Brad Barrett | Choose FI Media and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2025.