413: GRE Listener Grows Her Means
Get Rich Education
Keith Weinhold
4.3 • 602 Ratings
🗓️ 5 September 2022
⏱️ 47 minutes
🧾️ Download transcript
Summary
A GRE listener since 2015, Christian Montalvo and her family are growing their real estate portfolio in the Dallas-Fort Worth area.
She has been a food microbiologist. Christian works for a company that cleans food processing plants. Her husband is a W-2 employee too, a financial analyst.
After being a renter for about $1,000 / month in a tiny DFW apartment, they began with buying a $200K owner-occupied duplex with a 3.5% down payment.
Next, they bought a fourplex. At this point, they have five rent incomes. They kept growing.
Today, she and her husband still work their W-2 jobs. But as a young, married couple, they now have the flexibility such that they don’t both have to work.
We discuss if they invest in 401(k)s and conventional retirement plans.
I give many examples of “growing your means” instead of “living below your means”.
Last year, Christian became a real estate agent. She works with investor clients.
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Show Notes:
Christian Montalvo’s e-mail address:
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Transcript
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| 0:00.0 | Welcome to GRE. I'm your host Keith Wynold. |
| 0:03.0 | GRE listeners are a different breed. |
| 0:06.0 | You are financially expanding your means rather than merely living below your means. |
| 0:11.0 | We talk to a listener like you today as she tells us how she and her husband started small |
| 0:17.0 | and are expanding their real estate portfolio and how it's changed their mindset and their passion |
| 0:22.3 | to grow their family and explore life today on Get Rich Education. |
| 0:28.4 | If you're looking to grow your passive income from real estate, pay attention. |
| 0:32.6 | My Property Stats is a deal analysis tool developed by an active investor to cut the time it takes to analyze any |
| 0:39.1 | deal by over 90%. For any real estate class, you can calculate the exact price to pay to hit your |
| 0:46.5 | cash flow and IRLR goals. Build a world class pro forma. Calculate the most you should pay for a renovation, |
| 0:53.2 | run multiple scenarios with a comparison tool and more. |
| 0:57.4 | My Property Stats is the all-in-one toolkit for real estate investors. |
| 1:01.7 | That means more deals, more cash flow, and more returns. |
| 1:05.7 | Go to MyPropityStats.com slash gRE now and use the coupon code gree to get 10% off your first year. |
| 1:14.6 | That's just $90 a year for a tool that can save 10 hours per deal. |
| 1:20.8 | No more spreadsheets, no more juggling multiple files. |
| 1:23.8 | Use coupon code gree to get 10% off at mypropertystats.com slash gRE. |
| 1:32.5 | Knowing the difference between a turnkey provider and a vertically integrated rental |
| 1:37.1 | property company can cost you hundreds of thousands of dollars over the life of your investment. |
| 1:41.8 | Some companies sell you a property they don't own, renovate it with contractors they |
| 1:46.1 | don't control, refer you to a property management company they don't manage, all in multiple |
| 1:51.0 | markets because they can't source enough inventory. |
... |
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