412 | What's In Your Index Fund? | Katie & Alan Donegan
ChooseFI
Brad Barrett | Choose FI Media
4.8 • 5K Ratings
🗓️ 2 December 2022
⏱️ 63 minutes
🧾️ Download transcript
Summary
In this episode; global funds, it's not doctrine, index funds, VTSAX, what is in index funds, and the opposite of active investing.
If you've been in the FI community for a while now, you've probably at one point have heard of index Funds. However, whether you are familiar with this concept of investing, have invested in index funds, or are unfamiliar entirely, you may not necessarily know the mechanics and specifics of what certain types of index funds can actually do for you on your FI journey. This week we are rejoined by Alan and Katie Donegan, co-founders of The Rebel Finance School, to dive into the topic of index funds. Together, we discuss the differences between certain types of index funds, fee structures and returns, self-regulating funds, as well as break-down the benefits of what certain types of index funds can provide for you regardless of market and economic fluctuations! While we are not giving direct financial advice on what invest in, this week’s episode is meant as a resource to our listeners who may be curious to learn more about index funds and passive investing!
Katie & Alan Donegan:
- Website: alandonegan.com
- Podcast: alandonegan.com/podcast
- Rebel Finance School: www.alandonegan.com/rebelfinance
- VTSAX Breakdown: alandonegan.com/vtsax
Timestamps:
- 4:11 - Introductions
- 5:13 - What Is In Index Funds
- 11:19 - Global Funds
- 21:54 - It's Not Doctrine, Don't Get Bogged Down In The Details
- 25:50 - Am I Getting What I Want When I Invest? Should I Be Concerned?
- 35:14 - The Opposite Of An Active Investor
- 45:09 - Is Cap-Weighting The Only Way To Run Index Funds?
- 52:50 - Is There A Future Where Passive Investing Isn't A Good Option?
- 57:46 - Conclusion
Resources Mentioned In Today’s Episode:
- Leave A Voice Message Of Your Year End Wins
- The Top Chase Business Credit Cards for 2022
- The Simple Path to Wealth | JL Collins | ChooseFI Ep 411
- Subscribe to The FI Weekly!
More Helpful Links and Resources:
- Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy
- Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence
- Keep learning or start a new side hustle with one of our educational courses
- Commission-Free Investing with M1 Finance
Transcript
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| 0:00.0 | Hey, it's Brad. Before we get into the episode, I wanted to pass along two quick things. |
| 0:04.2 | First, we're getting ready to record our sixth annual year-end wins episode, where we share all |
| 0:09.4 | the incredible action you have taken on your path to five this year. We'll record this in December, |
| 0:14.7 | so we need you to send in your wins for 2022 ASAP. So two different ways to do that. Go to choose |
| 0:20.3 | a vibe.com slash voicemail, and you can send in a voicemail that I'll play on the episode, |
| 0:25.1 | or you can go to choose a vibe.com slash subscribe, and you'll get on my five weekly newsletter |
| 0:31.1 | that comes out every Tuesday. Just hit reply to any of those emails. They come directly to me, |
| 0:36.1 | and just give me a list of everything you've done. So that's the first big thing. The second is, |
| 0:41.2 | as you know, travel rewards are one of the pillars of fire, and there are some incredible bonus |
| 0:46.0 | offers on two of our favorite business credit cards. These were just too good not to tell you about. |
| 0:51.8 | So I'm recording this on November 15th, 2022. So these are accurate as of today, |
| 0:58.5 | and the Chase Inc. business cash and the Chase Inc. business unlimited have the best bonus |
| 1:05.6 | offers that I've ever seen on these. They've literally the best bonus offers ever. So these are |
| 1:10.0 | two no-annual fee cards, and they actually offer Chase's ultimate rewards points, even though they're |
| 1:16.7 | billed as cash back credit cards. If you have one of the premium Chase credit cards that have |
| 1:23.0 | ultimate rewards points that are transferable, so that's the Sapphire Preferred, the Sapphire Reserve, |
| 1:28.8 | and the Inc. business preferred, then all of these ultimate rewards points that you get from these |
| 1:34.0 | two cards become the much more valuable transferable ultimate rewards points. So right now, |
| 1:40.1 | they're each offering 90,000 ultimate rewards points when you spend $6,000 in the first three |
| 1:46.6 | months. So Chase builds that as $900 cash back, but I think you could turn those 90,000 |
| 1:53.2 | ultimate rewards points into at least $1800 worth of free or nearly free travel. So these cards |
| 2:00.4 | are really, really interesting if you have a small business or any type of side hustle. So go to |
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