411: It's Not Too Late, You Are NOT Behind (Starting At 35, 45, 55...)
The Clever Girls Know Podcast With Bola Sokunbi
Bola Sokunbi
4.8 • 931 Ratings
🗓️ 26 March 2026
⏱️ 13 minutes
🧾️ Download transcript
Summary
New Book - Clever Girl Millionaire;
Are you wondering if it's too late to build wealth in your 30s, 40s, or even 50s?
If you've ever felt like you're behind financially or missed your chance to build real wealth, this podcast episode is for you.
In today's conversation, I'm breaking down one of the biggest money myths—that if you're not rich by a certain age, you've failed. The truth is, wealth isn't built on someone else's timeline. Whether you're 35, 45, or 55, you still have time to create financial security, grow your money, and even build a path to becoming a millionaire.
YOU'LL LEARN:
-
Why you are NOT behind financially
-
How to start building wealth later in life
-
Real numbers that show what's still possible
-
The mindset shifts you need to move forward with confidence
Your past doesn't define your financial future. What matters most is what you choose to do next.
If you're ready to stop feeling stuck and start making progress with your money, this is your sign to begin.
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here:
https://clevergirlfinance.com/start-here
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance
Transcript
Click on a timestamp to play from that location
| 0:00.0 | So you would be wondering, I'm 35, is it too late? Or you may be thinking to yourself, I'm 40, |
| 0:06.5 | can I still build wealth? Or perhaps you're saying, you know what, I'm 55. Did I miss my chance? |
| 0:12.8 | Well, I'm going to pause you right there and tell you right now, no, it is not too late for you to build |
| 0:18.8 | wealth, whether you're 35, 45, 55, or beyond. But your mindset and your |
| 0:25.6 | strategy, that might need to change because those two things are foundational on your wealth-building |
| 0:31.6 | journey. And so today I'm here to talk to women who feel like they are behind. They have set for themselves some |
| 0:38.4 | invisible deadline that they didn't meet and for that reason they feel like they have failed. |
| 0:43.7 | You have not failed. And here's what most people will not tell you. Your best wealth building |
| 0:49.3 | years are ahead of you. The fact that you want to set the intent just to do better means that you can |
| 0:56.0 | achieve whatever it is you put your mind to with the right mindset and with a solid strategy, |
| 1:02.2 | even becoming a millionaire. So if that's you, this is for you. Let's get into it. |
| 1:08.3 | Hello everyone and welcome to the Clever Girls No Podcast. |
| 1:12.0 | This is Bola Shokombi. |
| 1:13.4 | I'm the founder and CEO of Clever Girl Finance. |
| 1:16.9 | The Clever Girls No Podcast is a podcast for women offering a space for conversations around |
| 1:21.8 | personal finance, business, life, and living. |
| 1:25.3 | I'd love for you to subscribe to this podcast, |
| 1:30.2 | and you can do that everywhere you listen to your podcast episodes. |
| 1:32.6 | And if you love what you're listening to, |
| 1:35.3 | be sure to leave a review so that other amazing women just like you can find this podcast too. |
| 1:38.2 | Also, don't forget to stop by |
| 1:39.9 | Clevergirlfinance.com forward slash subscribe |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Bola Sokunbi, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Bola Sokunbi and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.