403: How Brittany Crushed Her $39K Debt in 8 Months
The Clever Girls Know Podcast With Bola Sokunbi
Bola Sokunbi
4.8 • 931 Ratings
🗓️ 24 February 2026
⏱️ 52 minutes
🧾️ Download transcript
Summary
New Book - Clever Girl Millionaire;
On this episode of the podcast, we're joined by Brittany Charles, better known as Mrs. Fiscally Responsible, to talk about how she and her husband paid off $39,000 in debt in just 8 months—and turned that experience into a proven roadmap for others.
As a personal finance coach and founder of Fiscally Responsible, Brittany helps women ditch debt, take control of their cash flow, and build sustainable wealth using simple, repeatable systems.
She shares the mindset shifts, sacrifices, and accountability strategies that fueled her rapid payoff, along with the practical framework she now teaches her growing community to help them do the same.
What Brittany Discussed on the Podcast:
-
How she became Mrs. Fiscally Responsible and the story behind the brand.
-
The turning point that pushed her and her husband to fully commit to their debt-free journey.
-
The biggest mindset shifts and sacrifices required during their 8-month payoff period.
-
A breakdown of her specific debt payoff strategies and systems.
-
The framework she created to help others replicate her results.
-
How to move forward when debt feels overwhelming and impossible to tackle.
-
The powerful role of accountability in accelerating financial progress.
-
One thing she would do differently—and one thing she's glad she did exactly right.
-
How becoming debt-free transformed her emotionally, mentally, and financially.
-
Her clever girl superpower.
-
Where to connect with her and learn more about her debt payoff framework.
How to Keep Up With Brittany:
-
Instagram: @mrs.fiscallyresponsible
-
Website: fiscally-responsible.com
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here:
https://clevergirlfinance.com/start-here
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Hi, Brittany. |
| 0:01.5 | Hi, Bola. |
| 0:02.7 | How are you? |
| 0:03.6 | I'm good. |
| 0:04.1 | How are you doing? |
| 0:05.2 | Wonderful. |
| 0:06.8 | Welcome to the Clever Girls No Podcast. |
| 0:09.4 | I'm so glad to have you on as a guest. |
| 0:11.4 | We're going to be talking about your eight-month payoff plan, how you crushed $39,000 in debt. |
| 0:18.3 | That is incredible. |
| 0:19.8 | And you also created a roadmap for other people to do the same. So congratulations, first of all. And welcome to the podcast. And before we dive into your amazing story, please tell everyone who you are and what you do. Yes, wonderful. Thank you so much for having me. It's such a pleasure |
| 0:38.9 | being here on your podcast with you. And I am thrilled about sharing myself and my journey. |
| 0:46.4 | So I am Brittany Charles, Mrs. Fiscally Responsible, and I teach Fiscally Responsible Money. I'm a financial coach. I am a believer. I am a wife and a mother and a HR |
| 1:02.2 | professional by a career. I love all of that. Hello everyone and welcome to the Clever Girls No podcast. This is Bola Shokombi. I'm the founder |
| 1:13.4 | and CEO of Clever Girl Finance. The Clever Girls No podcast is a podcast for women offering a space for |
| 1:20.1 | conversations around personal finance, business, life, and living. I'd love for you to subscribe to this |
| 1:26.2 | podcast and you can do that everywhere you |
| 1:28.4 | listen to your podcast episodes. And if you love what you're listening to, be sure to leave a |
| 1:33.2 | review so that other amazing women just like you can find this podcast too. Also, don't forget to |
| 1:38.8 | stop by Clevergirlfinance.com forward slash subscribe and sign up for our weekly newsletter. It's a great way to get |
| 1:46.2 | motivation and accountability sent straight to your inbox as you work on achieving your financial |
| 1:50.8 | goals. We also have over 30 plus completely free courses to help you on your financial journey. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Bola Sokunbi, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Bola Sokunbi and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.