40 Money Lessons at 40: Real-Life Wins, Mistakes and What Actually Matters - Part 1

Everyone's Talkin' Money

Shari Rash

Self-improvement, Business, Health & Fitness, Mental Health, Education

4.2 • 648 Ratings

🗓️ 18 September 2025

⏱️ 28 minutes

🔗️ Recording | iTunes | RSS

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Summary

What does turning 40 teach you about money? A lot. In this special series, Shari Rash shares 40 money lessons she’s learned over two decades in personal finance — from the cringe-worthy (financing a couch for three years) to the life-changing (automation beats motivation every single time). This episode kicks off the first set of lessons, where Shari covers why: Saving only for the future leaves you broke in the present Confidence matters more than perfection when it comes to money decisions Consistency beats intensity every single time Money is forgiving — you can mess up and still recover Independence doesn’t mean doing it all alone Whether you’re 25 and just starting out, or 55 and saying “better late than never,” these lessons will shift how you think about money — and how you use it. 40 Money Lessons at 40 - Part 1⁠⁠⁠⁠⁠ ⁠40 Money Lessons at 20 - Part 2⁠⁠⁠⁠⁠ ⁠40 Money Lessons at 40 - Part 3⁠⁠⁠⁠⁠ ⁠40 Money Lessons at 40 - Part 4⁠⁠ ⁠40 Money Lessons at 40 - Part 5 You’ll walk away knowing: The dangers of over-saving for retirement while neglecting cash flow today How to move from research paralysis to confident action Why automation is your secret weapon for building wealth The truth about financial independence (it doesn’t mean going solo) How to reset when mistakes happen, without shame or guilt If you’ve ever wondered what really matters when it comes to money — not the Instagram hacks, not the one-hit-wonder success stories, but the everyday strategies that actually work — this is the episode for you. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors! Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hey Jack, I'm seeing your business everywhere. Have you got a new marketing person or something?
0:04.7	You could say I've got a new secret weapon for print. Print? Oh, Vista print, right? That's not a secret.
0:10.8	How did you know? Come on. Custom posters, branded mugs, stylish flyers. Only one place prints all that. Vista print.
0:17.7	Yeah, I got business cards, stickers, t-shirts, booklets, signage, even photo books from my last holiday.
0:23.2	Print everything for your business with VistaPrint. If you need it, we print it at vistoprint.com.uk.
0:29.9	You're listening to everyone's talking money, the show that's all about making life richer, from your bank account to your mindset and everything in
0:39.0	between. Whether you're here to crush debt, grow wealth, or finally feel in control of your
0:45.3	cash, you are in the right place. Let's dive in and get you living life on your terms. You are one
0:53.4	conversation closer to financial freedom.
1:07.1	Have you ever hit one of those milestone birthdays and thought, wow, I've seen some things.
1:13.2	I've experienced a lot.
1:15.8	And at the same time, like, I'm really getting old.
1:20.4	That's me right now.
1:22.6	I am turning 40 on Friday.
1:25.7	And let me tell you, money has had a front row seat at every chapter of my
1:31.4	life. Winds I'm proud of, nights I couldn't sleep because I was doing math in my head at 2 a.m.
1:37.7	Lessons I didn't ask for but got anyway. And of course, my entire career has been centered on helping other people with their money,
1:46.0	which means I've also had a backstage pass to a lot of other people's financial drama, too.
1:52.6	So to mark my 40th lap around the sun, I'm sharing 40 money lessons. Some I learn the hard way,
2:00.1	like when I financed a couch for three years. Some I've learned by
2:05.5	watching my clients wins and also their mistakes. And some, I wish someone had pulled me aside in my
2:12.5	20s and said, girl, don't do that. And if they did, I'm sorry and I should have listened to you.
	...

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