Thank you all.

Thank you all.

Well, it is such an honor to be here with you and all of you watching at home.

And yes, you heard from my dad last weekend.

So I'm following him.

And I know a lot of people having their head the question,

gosh, what was it like growing up as a day of Ramsey's kid?

And people assume that we had mutual funds, birthday parties,

and like budget camps every summer.

And we were obsessed with money because it was Dave Ramsey, you know.

But thankfully, that was not the case.

Mom and dad were very intentional with teaching us how money works.

And not just how it works, but specifically what God says about money.

And because of that, my whole life has changed.

I was actually born the year they filed for bankruptcy.

I was born in April, and they filed in September.

So my entire life, I had almost this front row seat of them figuring out God's ways of handling money.

And because of that, again, my whole legacy is different because of that and the gratitude within that is,

it overflows me.

And that's why part of my passion is to be able to write and speak and do podcasts,

all the things to get this message out.

Because here's the deal.

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