So we're going to get tactical on structure.

We're going to go through the approval math.

And we're going over how to talk to sellers so your offer wins without you overpaying.

This is the epic real estate podcast.

Contrarian takes on money, housing, and policy without the guru nonsense.

Let's go.

Let's go.

Let's go. Let's go.

Let's go. Mortgage rates right let's go, let's go, let's go, let's go. Let's go.

Mortgage rates right now are approximately at 6.65% as of the recording of this video.

The DSCR loans, however, are at 6.25%.

So if you're still begging big banks for investor loans, you're playing the wrong game.

Banks have one box. Real estate investors

use a toolbox. And if you're a W-2 earner, a small landlord, or a first-time investor stuck at 7%, this is for you.

In the next few minutes, I'm going to show you four legal moves to beat today's rates and make deals pencil in 30 days.

Quick reality check, though.

Today's market, it's not last year's.

The average 30-year fixed sits at right around 6.65 percent, actually higher than a year ago.

Inventory has surged the levels that we haven't seen since before 2008, yet prices are still near record highs. And heads up, 84% of investors expect

a 25 basis point Fed cut on September 17th. It's all but guaranteed. That number has hit

up to 100% here in the last few weeks, but we're sitting right around 85, 90%. But here's the paradox.

Mortgage rates could rise when that happens.

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