So there has been a huge announcement.

Four big changes are coming to our credit reports and credit scores.

How medical debt by now pay letter and more can affect our credit reports.

But before we get into that, I want to thank the sponsor of today's video, Aura.

A world class identity death protection software that I'll tell you about a little bit later on in today's quick reaction.

But let's get straight into it, man.

There are four big things, four big things that I just want to talk about it, just give you all my thoughts on it.

And I think you need to be aware of this because these things could impact you in a good way or a bad way.

Here's number one, a change that is coming.

Most medical debt will be removed from credit reports starting this summer.

The three main credit reporting bureaus, ecophax, transgene and experience are implementing a series of changes that would drastically change how much medical debt is treated on your credit reports.

All right.

So starting on my birthday, July 1st, pay collection debt bills that were turned over to a lesson agency,

but eventually satisfied will no longer appear on your credit reports.

That is what's up.

I like that.

I really don't believe that medical debt should be on people's credit reports, especially when credit reporting agencies, or not agencies,

but especially when a job, some jobs are pulling credit reports and using that to justify if you should or should not have a job based upon

your actual credit report.

I remember I was talking to one young lady, this is about three years ago.

And she had everything was good, but she had a huge surgery that came up and emergency surgery that came up.

It was like $12,000.

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