Thanks for making us part of your day here on the Clark Howard Show.

For this show is all about you.

I want to protect that wall of yours.

I want to keep you from being ripped off by anybody.

And I've got a ripoff for you coming up in just a few minutes where people had a billion

dollars stolen from them.

Wait till you hear how and why and what the lesson is for you.

And coming up later, all about spending less, when it's time for dental care, do you know

ways you should protect your wallet and your health, dental health at the same time?

I'm going to show you.

I want to talk right now about something that is seldom discussed.

Here in an era that people are doing remodeling additions, all kinds of stuff to their homes

in unprecedented amounts.

And it's because so many people are in what's called housing lock.

You may have bought a home when interest rates were especially low.

And it's crazy to sell potentially because you can't buy something else and get an

interest rate anywhere near what you have right now.

And so it leads you to think about, well, we should do this renovation.

We should do this addition or whatever because it's going to pay off great.

But here's a fact.

And I want you to remember this.

Editions to your home are for your enjoyment or specifically to get a home ready for sale

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