Great to have you here on the Clark Howard Show where it's about you and that wallet.

I want you to learn ideas to me so you can keep more of what you make.

Our web addresses, Clark.com is our main website.

You know, like deals, check out ClarkDeals.com.

Coming up in just a few minutes, I got a new warning for you in today's Clark Radius

moment.

The latest hot scam ripping people off and coming up yet later, the time share business

is up to its old tricks.

You got to know, I'm going to tell you what you need to look out for.

And I got to tell you why I consider time shares to be a defective product.

So speaking of defective products,

a lot of times, I'm not sure if it's the product that's defective or us,

we decide we're going to paint our living room.

We're going to paint a bedroom in our house.

So we're going to paint a family room or whatever.

And we decide we're not going to hire a painter.

We're just going to do this ourselves because most of the cost of painting is labor.

So you go to wherever the paint store, the hardware store, the big box store,

and you get those little paint samples, and you hold them up against the wall,

and you decide, this is the color we're going to paint.

And then what happens?

Well, you think that's the one?

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