3977: Your Obsession With Being Perfect Could Cost You Six Figures by Kelley Long of Financial Finesse on Overcoming Perfectionism

Optimal Living Daily - Personal Development and Self-Improvement

Optimal Living Daily LLC

Health & Fitness, Mental Health, Education, Self-improvement

4.6 • 3.2K Ratings

🗓️ 12 April 2026

⏱️ 12 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3977: Kelley Long challenges the costly illusion of perfection in personal finance, showing how playing it “safe” can quietly sabotage long-term wealth. By reframing risk, credit, and savings as flexible tools rather than rigid benchmarks, she reveals how embracing imperfection can unlock smarter financial decisions. Let this perspective shift help you avoid missed opportunities and build real financial freedom. Read along with the original article(s) here: https://www.financialfinesse.com/2017/12/06/your-obsession-with-being-perfect-could-cost-you-six-figures/ Quotes to ponder: "When it comes to investing, there is no perfect, but generally speaking, the longer your time horizon, the more chance that taking risk will pay off." "What’s the point of having a great credit score if you’re not going to use it?" "Anything over 750 is enough, heck even 720 will be good enough to offer you great credit options." Episode references: The Gifts of Imperfection: https://www.amazon.com/Gifts-Imperfection-Think-Supposed-Embrace/dp/159285849X Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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1:03.0	code living. This is optimal living daily. Your obsession with being perfect could cost you six figures by
1:13.0	Kelly Long with Financial Finesse.com, and I'm Justin Mollick. I read to you every single day of the year,
1:19.0	it's kind of like an audiobook, but then on Sundays I share an extra episode from a different podcast
1:24.0	than our optimal network, and today's is coming from Optimal Finance Daily. It's talking
1:29.6	about perfectionism, a theme that comes up here from time to time. Please do subscribe to or follow
1:34.6	Optimal Finance Daily wherever you're listening to this to help keep this show going. It really
1:39.0	helps a lot. But for now, let's get right to the bonus episode and Diana's commentary as we optimize your life.
1:49.5	Your obsession with being perfect could cost you six figures by Kelly Long with financial finesse.com.
1:57.9	As a recovering perfectionist, I feel slightly hypercritical, even writing about this.
2:03.5	Perhaps I should title the post, how I'd be wealthier if I'd gotten over perfectionism sooner.
	...

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