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The Clever Girls Know Podcast With Bola Sokunbi

396: Toxic Money Beliefs That Kept Me Financially Stuck (And What I Believe Now!)

The Clever Girls Know Podcast With Bola Sokunbi

Bola Sokunbi

Education, Self-improvement, Business, Entrepreneurship

4.8931 Ratings

🗓️ 27 January 2026

⏱️ 13 minutes

🧾️ Download transcript

Summary

❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe

Feeling stuck with your finances, even when you're trying your best? Sometimes, it's not just about what you do with money... it's about what you believe about money.

In this episode, I'm sharing 5 toxic money beliefs that kept me financially stuck for years, and the mindset shifts that helped me break free. These aren't just budgeting tips. They're the internal narratives that quietly sabotage your goals and block your abundance.

WHAT YOU'LL LEARN:

  • The money lies we tell ourselves (and how to reframe them)
  • How mindset directly impacts your saving, spending, and wealth-building
  • What to believe instead so you can finally make consistent financial progress

More Clever Girl Finance Resources:

 Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

 Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

 Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

 Follow us on Instagram: @clevergirlfinance

Transcript

Click on a timestamp to play from that location

0:00.0

Let's talk about the real things that keep us stuck financially.

0:03.6

And this is not just about the spending.

0:06.4

It's not just about not having the income.

0:08.5

It's not just about the debt.

0:09.7

But it's about the deeply rooted financial beliefs that we have, that we may have been raised with or we may have learned, that really keep us stuck when it comes to our finances and being able to level up.

0:22.5

Personally, I've had to unlearn a lot of toxic money beliefs to get to where I am today.

0:27.5

And so today I want to go over five common, but also very toxic money beliefs that hold a lot of

0:34.2

people back and how to think differently or shift your mindset, shift your

0:39.1

belief system away from these toxic money beliefs so that you can make progress with your finances.

0:44.7

These beliefs personally kept me stuck for far too long, but I had to pause and ask myself,

0:51.0

if God did not put a limit on my abundance, who am I to do that to myself? So let's get

0:56.5

into those toxic beliefs and how to shift away from them. Hello everyone and welcome to the

1:02.2

Clever Girls Know podcast. This is Bola Shokumbi. I'm the founder and CEO of Clever Girl Finance.

1:08.4

The Clever Girls No podcast is a podcast for women offering a space for

1:12.6

conversations around personal finance, business, life, and living. I'd love for you to subscribe to this

1:18.7

podcast, and you can do that everywhere you listen to your podcast episodes. And if you love what you're

1:23.9

listening to, be sure to leave a review so that other amazing women just like you

1:28.0

can find this podcast too. Also, don't forget to stop by Clevergirlfinance.com forward slash

1:34.2

subscribe and sign up for our weekly newsletter. It's a great way to get motivation and accountability

1:39.9

sent straight to your inbox as you work on achieving your financial goals.

1:49.2

We also have over 30 plus completely free courses to help you on your financial journey.

1:52.6

And if you haven't already, check out our YouTube channel.

...

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