391: Money Advice That Doesn't Actually Work!
The Clever Girls Know Podcast With Bola Sokunbi
Bola Sokunbi
4.8 • 931 Ratings
🗓️ 9 December 2025
⏱️ 14 minutes
🧾️ Download transcript
Summary
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe
You've probably heard it all before, "Just stop buying lattes." "Get a better job." "Cut out everything non‑essential."
But what if some of the most popular money advice doesn't actually work, at least, not for real life or in your current season of life?
On this episode, I'm breaking down six common pieces of financial advice that sound good but often fall flat, plus what to do instead to actually make progress with your money.
WHAT YOU'LL LEARN:
- Why "stop buying coffee" won't make you rich
- Smarter ways to increase your income (beyond "get a better job")
- The truth about saving vs. investing
- How to cut expenses without feeling deprived Why it's never too late to start building wealth
- How talking about money openly can transform your finances
AND MORE
Real wealth isn't built on trendy tips, it's built on smart, sustainable habits. Take the advice that fits your life, leave what doesn't, and keep moving forward.
More Clever Girl Finance Resources:
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance
Transcript
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| 1:01.2 | So we've all heard it, the money advice that sounds catchy and empowering and everybody is doing it. |
| 1:08.7 | But sometimes we start leveraging that money advice and we realize that, you know what, |
| 1:12.8 | this isn't for me. |
| 1:14.0 | And in fact, maybe this is for somebody else entirely. |
| 1:17.2 | Trust me, I have been there. |
| 1:18.9 | There is a lot of money advice out there. |
| 1:20.9 | And this is not about dragging anybody or minimizing the value of any money advice. |
| 1:26.2 | In fact, some of this advice is advice that I have taken and I have given and some of it has worked for me. But there have been times when I've been like, wait a minute, you know, in this season, for me, this advice does not work. And so I'm going to talk about money advice that does not work and alternatives, what you can do instead. One thing to remember is that when it comes to some money advice just because it's working for everybody else doesn't mean that |
| 1:47.6 | it's going to work for you at all or in this current season of your life money |
| 1:52.4 | advice is not one-size-fits-all and like I mentioned I have tried a lot of this |
| 1:57.2 | advice and seen results and there have been times where I've been like you know |
... |
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