Welcome to the Bigger Pockets and Money Podcast where we interview Chris Lopez and talk about what to do with the equity that is stuck in your house.

So I think it always comes down to like, hey, what are your goals and have be realistic about what your goals are because all real estate is is a vehicle to get your tier goal.

And so I think it's very good as people re-value it this new problem they have.

And while they re-value the problem the market also take stock as to what your goals are right now and how they evolved because that gives us the North Star where to go and helps us make the appropriate decisions.

Hello, hello, hello, my name is Mindy Jensen and with me as always is my mind down as money and as money on as my co-host Scott Trent.

Awesome, always good, what a wonderful intro from my notorious co-host.

That's Snoop. Scott and I are here to make financial independence less scary.

Did you really think that was the notorious VIG? That's okay. That was even better.

Scott and I are here to make financial independence less scary, less just for somebody else to introduce you to every money story because we truly believe financial freedom is attainable for everyone no matter when or where you're starting.

That's right whether you and our entire early and travel world going to make big time investments in assets like real estate, start your own business or reassess your already built real estate portfolio.

We'll help you reach your financial goals and get money out of the way so you can launch yourself towards your dreams.

Scott, I am super excited to talk to Chris Lopez today. He is a local Denver investor and agent and we are going to talk to him about what to do with all of that equity that stuck in your house.

But before we do, we have a new segment on the bigger pockets money podcast called Money Moment where we share a money hack tip or trick to help you on your financial journey.

Today's Money Moment is if you have trouble saving, use the savings ladder. This is where you pick a reward like AirPods or a spa day and multiply the cost of the item by two to three times its value.

Once you hit that savings goal, plus the cost of the item, reward yourself. Get that item. After that, pick a more expensive item and start the process all over again.

If you have a money tip for us, please share it by emailing Money Moment at bigger pockets dot com.

And as a reminder, we're always looking for guests to come on the show to share their money story or come on as a guest for our finance Friday episodes.

So if you're interested, please apply at bigger pockets dot com slash guest or bigger pockets dot com slash finance review.

Before we bring in Chris, let's take a quick break.

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