Welcome to the Bigger Pockets Money Podcast, Finance Friday edition, where we talk to my friend JT about how he handles his tech company compensation.

The three most common kinds of stock-based compensation you might see. One is the Employee Stock Purchase Plan. The most common form that you'll see is the restricted stock unit or the RSU.

And then some kinds of companies for some kinds of employees will also offer in options package, where those employees will get the option to purchase shares of stock at some particular price.

Hello, hello, hello, my name is Mindy Jensen and with me as always is my RSU really smart and unique co-hosts got-trets.

Thank you Mindy, that was a... I'll definitely exercise the option to be called really smart and unique.

That was good! Very just on the ball. Scott and I are here to make financial independence less scary, less just for somebody else.

To introduce you to every money story because we truly believe financial freedom is attainable for everyone, no matter when or where you're starting.

That's right, whether you want to retire early and travel the world, go on to make big-time investments in assets like real estate, start your own business or participate in the success of your business through an employee stock purchase plan option or restricted stock purchase plan.

We'll help you reach your financial goals and get money out of the way so that you can launch yourself towards your dreams.

Scott, I think that this disclaimer is most important on this particular episode.

The contents of this podcast are informational in nature and are not legal or tax advice.

And neither Scott nor I nor bigger pockets is engaged in the provision of legal tax or any other advice.

You should seek your own advice from professional advisors, including lawyers and accountants regarding the legal tax and financial implications of any financial decision you contemplate.

Also, JT is not telling you how you should handle your stock availability. He's just sharing how he handles his.

Okay, now we are talking to my friend JT who works at a large tech company and gets stock options, restricted stock units and the potential for cash as part of his compensation package is overall compensation package.

So we are talking to him today about specifically what those mean and how he handles his distributions before we start today's show. Let's take a quick break.

Okay, before we get to the show, let's hear a word from today's show sponsors.

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Let us know if we can use your name so we can give credit where credit is due. Today we're chatting with my friend JT who works at a big tech company. JT is here to share how he handles his RSUs.

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