373: Keith's Housing Predictions | When Mortgage Rates Rise, Home Prices Rise & Supply Falls
Get Rich Education
Keith Weinhold
4.3 • 602 Ratings
🗓️ 29 November 2021
⏱️ 35 minutes
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Summary
Learn why I believe US home prices will rise 9-10% next year.
That’s higher than historic norms and lower than this year.
Expect higher mortgage interest rates too.
Counterintuitively, higher mortgage rates correlate with higher housing prices. Higher rates also correlate with lower supply.
Today, inflation (6.2%) is double of mortgage interest rates (3.1%).
This means that when you repay the bank, those dollars debase on them twice as fast as the bank’s interest charges can accrue on you.
Since 1994, mortgage rates have risen six times. House prices rose every time. Next year, the same thing is expected to happen; it will be seven in a row.
I explain why higher rates correlate with lower housing supply.
Housing supply has dropped an astounding 63% from two years ago. That’s the housing crash; it was a supply crash.
Resources mentioned:
Today’s low housing supply:
https://fred.stlouisfed.org/series/ACTLISCOUUS
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Transcript
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| 0:00.0 | Welcome to GRE. I'm your host Keith Weinhold. I predict how much housing prices will rise or fall next year. |
| 0:07.6 | Also, learn why the higher mortgage interest rates expected next year typically mean higher house prices are coming, not lower ones, |
| 0:15.1 | and why higher mortgage rates mean lower housing supply today on get rich education. |
| 0:23.3 | The annual Spartan Summit is on. |
| 0:26.5 | I was the kickoff speaker at the last event. |
| 0:28.5 | This year they are back in person, |
| 0:30.6 | and the keynote speaker is none other than Shark Tank's Damon John. |
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| 0:52.3 | today. You can get a 50-year-old house somewhere or buy a new one directly from the builder |
| 0:58.7 | with tenant resilient amenities already built in. |
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| 1:07.8 | investors. |
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| 1:27.2 | You're listening to the show that has created more financial freedom than nearly any show in the world. |
| 1:34.5 | This is Get Rich Education. Welcome to Gare from Ankara Turkey to Anchorage, Alaska, and across 188 nations worldwide. |
| 1:56.4 | I'm Keith Weinhold. |
| 1:57.6 | This is Get Rich Education. |
... |
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