367: Increase Your Credit Score From Great to Perfect
Be Wealthy & Smart
Linda P. Jones
4.8 • 883 Ratings
🗓️ 22 January 2018
⏱️ 8 minutes
🧾️ Download transcript
Summary
Learn how the tweak made in a prior podcast moved my credit score from 817 to a perfect 850.
This is part two of a podcast I did about investigating a 30 point drop in my credit score, even though I pay it off every month.
I made a tweak in podcast number 251 and I share the results with you on this podcast.
Even if you pay your bills off every month and don't carry a balance on your credit cards, there's one thing that might be impacting your credit negatively.
I fixed it in podcast 251 (listen for all the details on how to raise your credit score) and on this podcast I give you the awesome results of the tweak.
My FICO score report is posted on my website at http://www.lindapjones.com, podcast 367.
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Transcript
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| 0:00.0 | Be Wealthy and Smart, episode 367. |
| 0:02.8 | I'm gonna live no rich life. |
| 0:06.8 | Rich life. |
| 0:07.8 | If y'all know what I mean, put your hands up and declare with me |
| 0:13.6 | Yeah, I'm full of faith I'm I'm gonna live a good life |
| 0:20.6 | A good life |
| 0:21.6 | beautiful and glorious life Step into a world of wealth of wealth and financial freedom without budgets, boredom or bosses on |
| 0:31.2 | be wealthy and Smart. |
| 0:33.9 | And now here's your host, Linda P. Jones. |
| 0:37.8 | Welcome to Be Wealthy and Smart. |
| 0:39.2 | I'm Linda P. Jones, America's Wealth Mentor. |
| 0:41.5 | Empowering women and men worldwide to financial freedom. |
| 0:45.6 | On today's show, I'm going to do a part two to another podcast that I did to tell you how the credit score experiment that I did turned out and how it actually |
| 0:57.0 | worked really well. So this is part two of taking a good credit score and making it great or even making it a perfect 850 score. |
| 1:06.1 | How's that? |
| 1:07.6 | So this is the continuation of Podcast 251 where I talked about how I had good credit and how I noticed that my credit |
| 1:18.1 | score went down a little bit one month and it really bothered me and I did a |
| 1:22.3 | little research into why that happened and it turns out |
| 1:26.4 | that on one of my business credit cards I was using more than 35% of the credit limit. |
| 1:33.2 | And when you do that, you get a ding on your credit score. |
| 1:36.4 | Or not a ding, but I mean, they just downgrade you a little bit |
| 1:39.8 | and take off some points. |
... |
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