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Optimal Finance Daily - Financial Independence and Money Advice

3548: How To Enjoy Life Without Going Broke by Michelle Schroeder-Gardner of Making Sense of Cents

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Business, Education, Investing, Self-improvement

4.51.3K Ratings

🗓️ 4 May 2026

⏱️ 9 minutes

🧾️ Download transcript

Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3548: Michelle Schroeder-Gardner challenges the idea that fun requires spending big, showing how simple, intentional choices can lead to a more fulfilling life without financial stress. From creative social gatherings to smart use of discounts and local resources, her ideas help you enjoy meaningful experiences while staying aligned with your budget. Read along with the original article(s) here: https://www.makingsenseofcents.com/2014/04/how-to-enjoy-life-without-going-broke.html Quotes to ponder: "If you can trust yourself with credit cards, then you may want to try earning some free travel or free gift cards by using your credit card just like you normally would." "Life isn’t all about money though, and there are plenty of ways to have fun without going broke." "If there is something that you know you plan on buying, you should always try seeing if there is a coupon or discount out there first." Episode references: RetailMeNot: https://www.retailmenot.com Groupon: https://www.groupon.com LivingSocial: https://www.livingsocial.com Airbnb: https://www.airbnb.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Some follow the noise.

0:03.3

Bloomberg follows the money.

0:05.4

Because behind every headline is a bottom line.

0:09.3

Whether it's the funds fueling AI or crypto's trillion dollar swings,

0:13.8

there's a money side to every story.

0:16.5

And when you see the money side, you understand what others miss.

0:20.8

Get the money side of you understand what others miss.

0:22.3

Get the money side of the story.

0:25.3

Subscribe now at Bloomberg.com.

0:30.3

This is Optimal Finance Daily.

0:33.3

How to enjoy life without going broke.

0:37.2

By Michelle Schroeder Gardner of Making Sense of Sense.com.

0:42.5

I used to have the mindset that you couldn't have fun unless you spent a lot of money.

0:47.9

Life isn't all about money, though, and there are plenty of ways to have fun without going broke.

0:52.1

The items or experiences I'll share today are not all free.

0:56.6

Is anything absolutely free anyways? But there are ways for you to enjoy life without paying a ton of money for it. Number one, have a potluck. I always love a fun

1:04.7

potluck. You can have one at your home or you can even see if your group of friends or family

1:09.9

want to have a rotating schedule

1:11.8

with a different person hosting one each week or each month. This can be a great way to get everyone

1:17.8

together at a much cheaper price. I would rather have a fun get-together at home instead of at a

1:23.5

restaurant anyways. The atmosphere is just better. Number two, use Groupon or other

1:30.1

discount websites. If there is something that you know you plan on buying, you should always try

...

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