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This is Optimal Finance Daily. I shouldn't want to be like so much by James Altiture of

James Altiture.com. I went to a dinner the other night where I was the featured guest and by the end of

the evening almost everyone there hated me. It feels bad to be so obviously hated and I

always want to be liked. I probably want that too much. The reason why I was a

featured guest is because they wanted to talk about the subject of whether or not

kids should go to college. I had to start off

with my 10 minutes on the topic, and then the discussion would begin. There were two people there

from the New York Post, one person who called himself an economist who used to work at Fox

Business. One interesting woman was starting an online dating service that matches people based on their sense of humor.

One woman worked at 60 minutes. There were some teachers there. There was one person there who fights terrorists for a living.

Several people were ex-Washington, D.C. political people. A few lawyers. I felt like I was going to be accepted. But they hated me.

I gave my 10-minute spiel on it. My main point, student loan debt is higher than credit card debt

for the first time ever. Kids can't be entrepreneurs or artists anymore. They have to be janitors

until that debt is paid off. I also stated that a smart,

aggressive kid with a five-year head start, that is, they don't go to college, will figure out

all he or she needs in terms of networking, socializing, critical thinking, etc., and not have the

extra $200,000 of debt and five-year lag that their college-educated peers have.

To me, this is all obvious. Why go to prison when you can be free? Probably 16 of the 20 people there

...