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Financial Audit

$350,000+ Of LGBT Debt | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 11 August 2025

⏱️ 92 minutes

🧾️ Download transcript

Summary

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join! ▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. ▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Helium Mobile: Sign up (even the FREE plan) & get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free. ▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ___________________________________________ ▶EDUCATION: 1. Get your own free Hammer Financial Score: https://www.calebhammer.com 2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ ___________________________________________ ▶RESOURCES 1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. You live at home as a 30-year-old. I don't give a fuck about your Mustang. That's a pretty nice Mustang.

0:22.4

I'm not going to lie.

0:23.0

I told you you're a bit bag.

0:24.2

So the AMX card, earlier check us out on youtube you live at home as a 30 year old i don't give a fuck about your

0:20.8

mustang that's a pretty nice mustang i'm not gonna lie i told you you're a bhaegs the amex card i only got that because it's an amics card it's an amex goals what the f*** does that even mean like a cool status symbol and all that kind of stuff what are you talking about that credit karma you know i was I saw it as not going to get.

0:36.1

You saw it on credit karma,

0:36.4

so that was the cool status?

0:37.6

You're not the alpha you think you are.

0:41.0

Hammer Elite credit karma you know i was i saw it as you saw it on credit karma so that was a cool status you're not the alpha you think you are

0:39.5

hammer elite is the best youtube membership on the platform and i just upgraded it

0:45.8

three exclusive dedicated shows every single day monday through friday and for this final week

0:51.4

i'm paying for you to sign up sign up for Hammer Elite in the description or pin comment below and submit proof

0:56.4

and purchase at HammerElet.com.

0:58.4

After that, I'll send you a $10 digital gift card that can be spent basically anywhere and in most countries.

1:03.2

This is the best membership you'll ever join.

1:05.7

That's a promise.

1:08.3

Hi, my name is Trey.

1:09.8

I'm 30 from Tampa, Florida. And this is financial audit.

1:14.9

Welcome over from Florida, sir. So what are you doing in Florida for a living?

1:19.6

So I work in marketing for a telecommunication company. And I've been doing that for a couple years now.

1:26.1

Good. What are you making? So it's about 87.5 is what I make pre-taxed.

1:32.2

That's great.

...

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