35. “If we can’t stop fighting about money, we’re going to break up”

Money For Couples

Ramit Sethi

Relationships, Society & Culture, Investing, Business

4.6 • 3.1K Ratings

🗓️ 22 March 2022

⏱️ 58 minutes

🔗️ Recording | iTunes | RSS

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Summary

Ashley and Josh have come to a stark conclusion: That if they can’t manage to find some common ground in their financial struggles, their relationship has no future. They both earn roughly the same amount of money. Besides this huge roadblock, they see a path to marriage and children. But they can’t come to an agreement about who pays for date night. Even worse, individually, neither of them has a solid plan for tackling their own debt. Josh drives a, you guessed it, truck he can’t afford. Ashley leases a Mercedes. Both acknowledge the massive strain that having debt places on them and their relationship, and yet they do nothing about it. Are they willing to make the lifestyle changes necessary to turn their financial future around? Let’s find out. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Transcript

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0:00.0	Before we get back to the episode, I want to make sure you know about something that I'm sending out this Saturday.
0:05.0	You know, when I was in my 20s, I spent money like a lot of people in their 20s.
0:09.0	Going out for drinks, eating cheap food, a little bit of traveling, but in my 40s, my spending looks really different.
0:17.0	And that's totally normal.
0:18.0	Have you ever thought about how your money spending changes from your 20s to your 30s of 40s and beyond?
0:25.0	That's what I'm going to talk about this Saturday.
0:28.0	Because as you earn more and as your values change, so should your spending.
0:33.0	Get on my podcast newsletter at IWT.com slash podcast newsletter.
0:37.0	So I can share what changed in my spending in my 20s, 30s and 40s.
0:42.0	That's this Saturday, October 7th.
0:44.0	You can only get this at IWT.com slash podcast newsletter.
0:49.0	Now back to the episode.
0:54.0	Just tell me what is going to happen.
0:57.0	Whether it's tomorrow or 20 years from now, if you keep this lifestyle up, means we'll break up and no longer be together.
1:03.0	You're going to break up.
1:05.0	Correct. Ashley.
1:07.0	Yeah, if we keep going like this, we're going to continue to fight about money, not get to our realistic goals and break up.
1:14.0	Well, in the last episode, you heard Ashley and Josh talk about what they consider to be a 10 out of 10 problem.
1:27.0	Ashley expects Josh to pay for all of their date nights.
1:32.0	But Josh is frustrated.
1:34.0	He wants a financial partner.
1:37.0	Last episode, we started digging in to where Ashley came up with her belief that Josh should pay for everything.
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