3430: Do This With Your Vacation Time From Your Job to Make More Money by Dustin Heiner of Master Passive Income

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Business, Education, Investing, Self-improvement

4.5 • 1.3K Ratings

🗓️ 21 January 2026

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3430: Dustin Heiner challenges conventional thinking about unused vacation hours, proposing a strategic way to spend rather than cash them out, allowing you to keep earning benefits, avoid high taxes, and extend your income even after you've stopped working. This mindset shift not only saves money but can ease the transition from employee to entrepreneur. Read along with the original article(s) here: https://masterpassiveincome.com/cash-out-vacation-time-accrual Quotes to ponder: "Wouldn’t it be nice to still be employed, get paid your normal salary, and earn more vacation time, all while you have already quit working?" "You accrue more vacation time when you spend it." “You can’t put a monetary value on your free time, because you’re paying for it in mental and physical health.” Learn more about your ad choices. Visit megaphone.fm/adchoices

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1:06.6	your vacation time from your job to make more money. Dustin Heiner of master passive income.com.
1:14.0	Here at master passive income, we all want to use passive income to quit our jobs.
1:19.5	Once you're at the point where you're ready to quit, what should you do with your vacation
1:23.4	time when you quit your job? I have the blessing of having many hours of vacation time saved up,
1:29.3	as well as the ability to earn many more as I continue to work my job. But what do you do with those
1:35.1	banked vacation or sick hours that you committed? What if you have 300 plus hours of vacation
1:41.3	time saved up from your job? Should you cash it out when you quit? Or should you
1:46.0	do something else with it? I have over 350 hours of vacation and sick time saved up, and I also
1:53.3	accumulate 11.18 hours more every two weeks. I know what you're thinking. That's a lot of vacation time. I completely agree.
2:03.2	And believe me, I know that I'm very blessed with my job. Not everybody gets this much vacation
2:07.9	time. But remember, the goal is to quit working and not need the vacation time. So how can we best
2:14.3	use this vacation time to our benefit? Caching out your vacation time all at once.
	...

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