3416: [Part 2] What Are The Costs Of Working? by Marjolein Dilven of Radical FIRE on Hidden Work Expenses

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Business, Education, Investing, Self-improvement

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🗓️ 9 January 2026

⏱️ 10 minutes

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3416: Marjolein Dilven breaks down the often-overlooked financial downsides of employment, from hidden food and daycare costs to the inflated prices of weekend outings and daily convenience purchases. She offers practical strategies for minimizing these expenses, like meal prepping, shared childcare, and smarter shopping, encouraging listeners to rethink how much they truly earn after factoring in the real costs of working. Read along with the original article(s) here: https://radicalfire.com/costs-of-working/ Quotes to ponder: "Since meals in the office are significantly more expensive compared to making meals at home, you will spend extra money." "If your cost of working is taking too much from your additional salary, you could decide not to take the other job." "You have to spend money to earn money." Learn more about your ad choices. Visit megaphone.fm/adchoices

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1:03.0	This is Optimal Finance Daily.
1:05.6	What are the costs of working?
1:07.3	Part 2 by Marilyn Dylvan of Radicalfire.com. Food at work. Food at work can be a big
1:16.1	cost because many people spend more money on food when they're working. When you're at home,
1:21.2	you cook most of your meals. When you're in the office, many people don't bring their lunch to work.
1:26.5	Since meals in the office are significantly
1:28.3	more expensive compared to making meals at home, you will spend extra money. This simplest way to
1:34.3	reduce and avoid this cost is to bring food from home. When you're avoiding eating out,
1:39.0	it's one of the easiest ways to reduce your food budget. You can make each meal at home. You can meal prep at the beginning
1:45.2	of the week, having enough food to take to work every day. When you're not the meal prepping type,
1:50.8	you can cook every evening and make some extra to eat the next day for lunch. I bring my lunch to
	...

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