34. What's in Our Wallets? The Cards We Use And Why

Points Talk®: Your Travel Dreams, Made Possible by Points

Alex, Pam and Jess

Places & Travel, Education, Society & Culture, How To

4.9 • 734 Ratings

🗓️ 25 July 2023

⏱️ 37 minutes

🔗️ Recording | iTunes | RSS

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Summary

Ever wonder which credit cards you should carry and how to effectively use them to cash in on max rewards? Well today we want to share with you what's in our wallets and how we decide which cards to use and which ones to keep tucked away.

We are super excited for today's episode, not only to give you a behind-the-scenes look into what's in our wallets, but also to find out what each other's daily rhythms are when it comes to using them. So let's get to it.

We also discuss cards that we plan to "sock drawer" after meeting the minimum spending requirements and earning the bonuses.

Lastly, we talk about cards that we plan to downgrade to keep them open without paying the full annual fees.

Hit play to hear the full conversation! We hope you gain some valuable tips for leveling up your own wallets for maximum points!

As always, if you are interested in the credit cards mentioned today, or if you want to learn more about traveling for nearly free, click on the links below!

Links For All Things Travel Mom Squad: stan.store/travelmomsquad

Links For This Episode:

Travel Freely App: https://my.travelfreely.com/app_store?bref=hmin

Episode Minute By Minute:

00:37 Have you ever wondered what's in our wallets? Today we break down what we use every day and why!
01:35 Pam shares her favorite cards in her wallet right now
06:20 Jess shares what's in her wallet
08:40 Alex shares her wallet contents
12:15 Discussion about our go-to/main credit cards
15:00 Get the most out of every purchase using the right credit cards for specific spending categories like dining, grocery shopping, and travel
18:46 How the Amex Gold can help you earn big at grocery stores and restaurants
23:08 Find out what cards have recently been added to Jess's collection
25:23 Equally As Important News: Our list of cards that have recently left our wallets and why
36:11 Our #1 Travel App recommendation
38:02 How to get access to all the cards mentioned today and learn how you can travel nearly free!

Transcript

Click on a timestamp to play from that location

0:00.0	You're listening to Points Talk with the Travel Mom Squad, previously known as the Travel Hacking
0:04.7	Mom Show. Follow the links in the show notes to stay up to date with what the Travel Mom
0:09.0	Squad has been up to. Ever wonder which credit card you should be using? Keep listening as we share
0:14.9	what's in our wallet and how we decide which cards to use and which to keep in the sock drawers.
0:20.8	Welcome to the Travel Hacking Mom Show.
0:22.9	We are three moms who've discovered how to leverage credit card welcome offers to get hundreds of thousands of dollars in travel expenses for nearly free.
0:30.7	We've used credit card points and miles to take vacations to places like Hawaii, Paris, Greece, the Maldives, Italy, and so much more. And the best part,
0:39.5	we each still have an 800 plus credit score. Imagine being able to book a vacation without having
0:44.4	to check your bank account. It's totally possible and we're here to show you how.
0:48.6	Hey, I'm Alex and I'm Pam, Alex's mom. And I'm Jess. We are travel hacking moms.
0:54.6	We are super excited for today's episode, not only to give you a behind the scenes look
0:59.9	into what's in our wallet, but also to find out what is in each other's wallet.
1:04.4	Because I have no idea what is in Pam's wallet and what is in Alex's wallet.
1:09.1	So I am very curious to hear. So let's get to it.
1:13.6	Okay. So mom, I want to hear what you have in your wallet. Like I literally got my wallet out.
1:18.5	I haven't opened it. Like I did no preparation as far as like putting cards in my wallet to be like,
1:25.8	you know, this is very authentic. I literally just ripped
1:28.7	it out of my bag and I have no clue it's in here. So mom, let's hear what you have first.
1:33.9	Okay, so first of all, I have the card that we're trying to meet minimum spend on right now.
1:39.9	And that is a capital one venture card. And that's your card for your dad, for my husband.
1:46.4	He has the Capital One Venture X card.
1:49.2	So when I applied for this, am I going, is he going to get approved?
	...

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