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Financial Audit

33-Year-Old Straight Up Isn’t Paying His Taxes

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 9 August 2023

⏱️ 50 minutes

🧾️ Download transcript

Summary

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:39 Opal 06:06 What a mess 11:07 Pay your taxes! 17:10 SPEND SPEND SPEND 20:32 I'm scared for you 23:10 You need to budget! 26:10 Are you serious? 31:10 Clean up this mess 36:22 Please just do this... 43:19 Don't even think about it 49:18 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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0:05.3

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0:11.9

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0:15.4

This is Michael. I'm 33 years old. I'm based out of Richmond, Virginia, and this is financial audit. What do you do for living in Richmond? I am a door-to-door salesman for a solar company. Solar company. You're the second person we've actually had on the show doing that. Yeah. I watched. I think I watched that one. Super sunny in Virginia? It's actually Virginia is one of the best markets in the country.

0:38.5

I'm sure a salesman would say that. Yeah, yeah, yeah. Well, I mean, it's the incentives are very good.

0:44.7

Is it all commission? Yeah. Is there any base? Nope. 100%. 100% commission. So I think I see on here,

0:52.9

we got a spreadsheet. Yep. And it's labeled money, but I see on here, we got a spreadsheet.

0:55.0

Yep.

0:56.3

And it's labeled money.

0:58.5

But I see 2023 income.

0:59.4

Mm-hmm.

1:05.5

It looks like, I mean, this is for the first four months of the year, 2,163 came in in January.

1:08.2

It's like a full income, and then February only 630.

1:08.8

Yep.

1:14.3

And then 3, 220, good. It's going up in 3,125. So kind of leveling30. Yep. And then 3,220. Good. It's going up in 3,125. So kind of leveling out.

1:20.5

Right. Does that it? Is that actually the income? So, um, bringing in. Well, this is, so I actually started working for this company in, uh, in February. Oh. So this was, um, if you, if you know,

1:26.4

sales, you know, you get your pipeline rolling. Yeah.

1:29.4

So that was, that was where, you know, I was living off basically the rest of my savings.

1:35.3

And then, you know, it just started ticking up every, every single week, every single month.

1:40.9

This past month in May, I made about 9,000. Oh, very good. 9,000 in May. Yes.

1:47.9

Okay. Now, do you see that trend continuing, leveling, falling? Optimistically, obviously,

1:53.2

you wanted to grow up, but realistically, where are we looking at? I would say realistically,

...

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