Hello everyone and welcome to the Clever Girls No Podcast. This is Boila Schokumbi and the

founder and CEO of Clever Girl Finance. The Clever Girls No Podcast is a podcast for women offering a space for conversations around

personal finance, business, life, and living.

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Okay so let's get into today's episode. So do you earn a good

income but find yourself living paycheck to paycheck or do you find yourself overspending

or taking on unnecessary debts even though you have a good income,

what are your biggest concerns about your spending? Well if you have any of these questions in your mind,

this is for you. So today's we're going to talk about how to create a

financial plan for yourself to help you start living below your means,

especially if you find yourself in that place when you're earning a good

income but your money still finds ways to slip through your fingers.

So we're going to start by looking at how you currently spend your money.

There are some key indicators that will let you know that you are living well above your

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