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The Jesse Mecham Show

328 - Why Only Budget What You Have?

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 5 June 2018

⏱️ 9 minutes

🧾️ Download transcript

Summary

Why do we have people only budget what they have? Even in the surest of sure employment situations?

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, Winebbers. My name is Jesse Meekham and this is podcast number

0:07.7

328 for Wineb, where we teach you four rules to help you stop looking

0:12.0

paycheck to paycheck, get out of debt and

0:14.3

save more money.

0:17.3

I just finished speaking with some customers that a little interview that you guys will

0:21.9

probably all here later

0:23.2

quite a bit later perhaps and it was interesting they paid off a ton of debt they

0:29.9

did it in 21 months and about four years maybe five years into using Wyanab the husband of

0:39.0

this couple that I was talking to he said that he had a breakthrough moment where he

0:42.2

realized that you really only budget money

0:46.2

that you have.

0:48.8

And that is true.

0:51.3

We talk about it a lot, but maybe we don't talk about it a lot but maybe we don't talk about enough because they had been successfully using

0:57.2

Wineab but then he just said well yeah I had this this kind of light bulb moment where I realized

1:01.4

wait a minute you know you only are budgeting money

1:04.8

you actually have in the moment, and that made all the difference for them.

1:09.0

Why did it make a difference?

1:11.5

You know? Well, I've told you my story plenty of times, told you how we were broke and we

1:18.0

needed to make some side money and why now was our side money.

1:22.7

We started selling a little spreadsheet and then over the years that obviously morphed into something

1:27.6

slightly more complex with a few more people.

1:31.8

And here we are today. Now the deal with why did we start

...

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