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Optimal Finance Daily - Financial Independence and Money Advice

3270: Taking Money For Granted: What To Do If The Money Runs Out? By Sam Dogen of Financial Samurai

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Self-improvement, Education, Business, Investing

4.51.3K Ratings

🗓️ 3 September 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3270: Sam reflects on how easy it is to take money for granted when income feels steady and endless. He explores what to do if cash flow dries up, drawing from investments, rental income, and even taking any job if necessary, while also emphasizing the importance of perspective, gratitude, and an abundance mindset to stay financially and mentally resilient. Read along with the original article(s) here: https://www.financialsamurai.com/taking-money-for-granted/ Quotes to ponder: “It’s hard NOT to take money for granted when it’s come to you for so long.” “Working harder is a privilege, since at some point, my mental capacity will fade and I will no longer be able to communicate in a coherent manner.” “Don’t take money for granted, because it may eventually run out!” Episode references: Yakezie Personal Finance Network: https://yakezie.com Structured Notes Explained: https://www.investopedia.com/terms/s/structurednote.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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1:01.0

podcast. Indeed.com slash show. Terms and conditions apply. This is Optimal Finance Daily. Taking money foranted, what to do if the money runs out by

1:14.5

Sam, a Financial Samurai.com. Taking money for granted is easy to do when times are good. After a global

1:23.2

pandemic, perhaps we're much more appreciative of money. I considered my paycheck to be endless money.

1:30.7

Every other week, I got paid for a service that I provided a company. Given I save the majority

1:36.1

of it, I began to treat money as if it were an endless supply. I devalued money because I only

1:42.0

used a minority of it. It's hard not to take money for granted when it's

1:46.8

come to you for so long. For example, how many of us are truly thankful for the food we get to eat every

1:53.2

day? If I was, I wouldn't have seen a 10 to 12 pound weight increase since college. How many of us

2:00.1

reflect on the fact that we have hot water

2:02.0

every day? If I did, I'd probably take an occasional cold shower just to be thankful.

2:08.2

A sabbatical is a great time to reflect on what we want to do in life and how much money is enough

...

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