3222: Four Ways to Fight Inflation by Sean Mullaney on Savvy Tax Planning and Leveraging Low-Interest Debt

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.4 • 1.3K Ratings

🗓️ 23 July 2025

⏱️ 12 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3222: Sean Mullaney offers four strategic approaches to reduce your exposure to inflation, including savvy tax planning, leveraging low-interest debt, maximizing travel rewards, and making spending choices that minimize future costs. With a unique lens on how current decisions shape future financial burdens, he encourages a balanced mix of retirement accounts and intentional living to stay ahead of inflation’s bite. Read along with the original article(s) here: https://fitaxguy.com/2022/06/ Quotes to ponder: "Getting money into Roths and HSAs excuses future growth from taxation, including growth attributable to inflation." "Inflationary environments are great for debtors, particularly those debtors who have locked in a low interest rate for a long term." "You can use today’s spending to reduce your exposure to future inflation." Episode references: Camp FI: https://campfi.org/ Mark’s Money Mind: https://marksmoneymind.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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1:00.6	This is Optimal Finance Daily.
1:03.4	Four Ways to Fight Inflation by Sean Mullaney of Phi Tax Guy.com.
1:10.4	Decisions you make today can subject you to more inflation tomorrow.
1:15.7	Here are ways to increase or decrease your exposure to inflation tomorrow.
1:21.3	Tax planning
1:22.1	As a practical matter, most Americans have the majority of their retirement savings
1:27.4	in traditional
1:28.3	pre-tax vehicles, such as the 401. Having money in a traditional 401k is not a bad thing.
	...

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