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Optimal Health Daily - Fitness and Nutrition

3182: Classic Money Rules Applied to Time by Joel of 5AMJoel on Productivity Principles

Optimal Health Daily - Fitness and Nutrition

Optimal Living Daily LLC

Fitness, Health & Fitness, Nutrition

4.4671 Ratings

🗓️ 9 November 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3182: Joel offers a sharp look at the unspoken rules guiding how we spend money and time, revealing how these invisible frameworks shape our daily decisions. With clarity and wit, he challenges readers to rethink their assumptions and gain control over the trade-offs that often go unnoticed. Read along with the original article(s) here: http://5amjoel.com/money-time-rules/ Quotes to ponder: "Rules are silent and often unspoken, but they still govern behavior." "Sometimes you have to spend a little money to save time, and sometimes it’s the other way around." "Tradeoffs are a constant in life, but being aware of them puts you in control." Episode references: Essentialism by Greg McKeown: https://gregmckeown.com/books/essentialism/ Wait But Why: https://waitbutwhy.com The 4-Hour Workweek: https://www.amazon.com/4-Hour-Workweek-Escape-Live-Anywhere/dp/0307465357 Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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0:22.8

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0:30.5

This is Optimal Health Daily. Classic money rules applied to time by Joel of 5am.jole.com. And I'm Dr. Neal. Hey there, welcome back to our

0:42.1

weekly bonus episode. Remember, this is where I share an episode from another podcast in our

0:47.3

network, an article that can also improve your life in some way. Now, today's comes from

0:52.4

Optimal Finance Daily. You can find that show

0:55.2

wherever you're listening to this. So with that, here's Diana reading for you and her commentary

1:00.2

as we optimize your life.

1:06.8

Classic money rules applied to time by Joel of 5am.jole.com.

1:13.4

Fire is not a single point in time. It's a lifestyle. If you follow a basic set of money

1:19.9

rules, it will lead to a financially successful life. The same thing can be said about time.

1:26.1

To me, 5am is not a single point in time or a number on a clock face. It's a lifestyle. Similar to fire, following a simple set of time rules will lead to a satisfying and well-spent life. I've written before about how the pay yourself first rule is similar to getting up early each day.

1:45.6

I pay the first few hours of every day to me, not others.

1:50.2

It doesn't matter if it's 5 a.m. 6 a.m. or 7.

1:53.6

Paying yourself first each morning ensures you never lose out on personal time.

1:58.2

So this got me thinking, what other classic money rules can we apply to time?

2:03.4

Applying money rules to time. Tracking your time. Just like your finances, create a nerdy spreadsheet

2:11.1

and track what you do each hour of the day. Start by gathering a full month of data and tallying up the results. If you've never done this

2:19.7

before, I promise you the results will be sobering. Next, compare all of your hours spent with your

2:26.0

priorities in life. How much time do you spend driving each week? How much time do you spend

2:30.9

watching TV and movies? What about time spent browsing social media?

2:35.6

Is there a way you can cut down on the activities that don't add real value to your life?

...

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