You're listening to the Vibrant Happy Women podcast. We are talking about being frugal, but not in a way where you're trying to use all your time to save money, but in a way that balances your time and your money. Stay tuned.

Hi, I'm Jen Ritey, and this podcast is for women who want to feel more vibrant, happy, aligned, and alive.

You'll gain the emotional, physical, and spiritual tools you need to get your sparkle back

and ensure that depression, anxiety, and struggle don't rule your life. Welcome to the Vibrance

Happy Women podcast. Hey there, my friends. Welcome back to Vibrant's happy women.

Today we're talking about being frugal, but not in the clipping coupons, trying to find all the

sales, only eating lentils type of way, but in the way where we're balancing saving money

versus saving time. Have you ever paused to

consider that saving money might require you to spend more time? And sometimes saving time might

require you to spend more money. Well, each of us has a different value system that dictates how we want to spend our money.

For me personally, I value my time at a higher priority level than my money. So I will grab

takeout pizza to save time. My husband, in contrast, values money much more than his time.

He would much rather spend two hours in the kitchen to save money than to save his time. It's so fascinating. Well, in this episode, I talk with my guest, Jen Smith, who is the co-host of the Frugal Friends podcast. Jen paid off $78,000 of debt in two years, and she is now on a mission to help people spend in alignment with their values. So on this episode, you'll be able to

think about what are your values and find out, are you spending your money in alignment with

your values? You'll hear me share the

story of how my husband and I have such different money values that we ended up splitting our finances,

and you'll hear some other stories from Jen as well. I share a few funny stories in this episode,

so I hope you enjoy it as much as I did. Let's jump in.

Hey, everyone. I'm with Jen Smith today. She's the host or one of the hosts of the Frugal Friends

podcast. And she is here today to talk to us about finances and money mindset, specifically for moms, because that's what many of my

listeners are. And for women, because that's what almost all of my listeners are, Jen, would you go

ahead and introduce yourself? And by the way, welcome to the show. Thank you so much for having me.

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