3125: Top 5 Non-Medical Factors That Affect Your Life Insurance Rates by Jeff Root with Good Financial Cents

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Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

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🗓️ 29 April 2025

⏱️ 11 minutes

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3125: Jeff Rose highlights five often-overlooked non-medical factors that can significantly influence your life insurance premiums, offering practical advice to help you better position yourself for affordable coverage. Understanding these variables empowers you to make smarter lifestyle and financial choices that protect both your wallet and your loved ones. Read along with the original article(s) here: https://www.goodfinancialcents.com/top-5-non-medical-factors-that-affect-your-life-insurance-rates/ Quotes to ponder: "Your credit score is more than just a number to lenders; it can also impact your life insurance rates." "Some occupations, like pilots, loggers, or deep-sea fishermen, carry a higher risk in the eyes of insurance companies." "Traveling to certain countries can be seen as a red flag by life insurance underwriters." Learn more about your ad choices. Visit megaphone.fm/adchoices

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1:03.1	This is Optimal Finance Daily.
1:08.5	Top five non-medical factors that affect your life insurance rates.
1:12.4	By Jeff Root with Good Financial Sense.com.
1:21.0	The Superman complex most healthy people have has a kryptonite when it comes to life insurance options,
1:30.1	the non-medical factors that affect your life insurance rates. It's a huge shock to many people who get a free life insurance quote who are in the best shape of their lives when they can't qualify for the best life insurance rates
1:36.4	because of non-medical factors. It usually goes something like this. I crossfit three times a week and compete in Iron Man triathlons,
1:47.0	and you're telling me that I can't qualify for the best rates because I'm a rock climber?
1:53.0	Yes, that's what we're saying. In our eight years of helping consumers find the lowest
1:58.8	life insurance rates available, here are the top five
2:02.4	non-medical factors that affect your life insurance rates in no particular order.
2:08.5	Non-medical factors that affect life insurance rates.
2:13.0	Number one, hazardous occupations.
2:17.0	Have you seen deadliest catch? Those 700-pound steel traps on a boat being
2:22.7	swung around by 25-foot waves isn't really the ideal risk for life insurance companies.
	...

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