31-Year-Old With More Debt Than Anyone Should Ever Have

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 5 July 2023

⏱️ 42 minutes

🔗️ Recording | iTunes | RSS

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Summary

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps:00:00 Job and income 01:49 MESS MESS MESS 03:30 Wasting all his money on FOOD! 07:15 CREDIT CARD INSANITY!!! 11:48 WHY DID YOU DO THIS DON'T DO THIS WHAT THE FFFFFF 16:34 Teeth debt... 17:19 Car debt! 20:18 PLEASE DON'T RUIN YOUR LIFE LIKE THIS!!! 27:58 German 28:24 ENDLESS EXPENSES 31:50 Get out of this mess... 36:55 Just SACRIFICE! 41:09: Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.
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0:15.0	My name is Florian Love. I'm 31. I'm based out of San Antonio, Texas. And this is financial audit.
0:20.7	So what do you do for a living in San Antonio, Texas?
0:23.5	I'm a middle school orchestra director.
0:25.5	Oh, very nice.
0:26.9	A music nerd?
0:28.5	I'm a music nerd.
0:29.8	I started to go to school as a music major in college.
0:33.3	Is that what you studied, I assume?
0:34.7	Yeah, okay, very cool.
0:35.9	Started as architecture and then went back for music, yeah.
0:39.7	Oh, okay.
0:40.8	Didn't finish architecture.
0:42.8	I'm a big fan of sports and arts and stuff all throughout public school because it gives kids like me a reason to go to school when I absolutely despise school.
0:52.5	So, yeah.
0:53.4	And a good reason to keep, you know, relatively good grades so you can participate in those
0:57.5	fun things.
0:58.2	What do you make currently?
1:00.0	I'm currently at, I think it's 58.
1:03.6	Okay.
	...

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