3012: 5 Terrible Money Habits Keeping You Broke by Jen Hayes on Financial Goals and Building Wealth

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.4 • 1.3K Ratings

🗓️ 20 January 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3012: Jen Hayes breaks down five common money habits that could be keeping you broke. From emotional spending to avoiding financial planning, these behaviors can quietly sabotage your financial health. Learn how to spot these habits and replace them with smarter choices to build long-term financial security. Read along with the original article(s) here: https://www.jenhayes.me/5-terrible-money-habits-keeping-you-broke/ Quotes to ponder: "Emotional spending feels good in the moment, but it can wreck your budget in the long run." "Small daily expenses, like coffee runs and impulse buys, add up faster than you think." "Without a plan, money disappears - it’s time to take control and tell it where to go." Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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1:00.3	It's a minimalist Monday edition of Optimal Finance Daily.
1:04.6	Five Terrible Money Habits Keeping You Broke by Jen Hayes of Jenhays.me.
1:10.8	Many of us set New Year's resolutions about saving money this
1:14.2	year, but 80% of resolutions are abandoned by February. Like it or not, most of the financial choices we make in
1:21.8	life are based on habits rather than thoughtful consideration. Here are some of the most common bad habits that might be keeping
1:29.3	you broke. Not setting a budget. Most of the people I know don't have a written budget. They might have
1:37.2	a general idea of how much they want to spend in each category, but they don't take the time to
1:42.0	write down exact numbers. This might work out
1:45.1	all right for super frugal people who never go over budget but for most people
1:49.6	trying to stick to a vague budget isn't going to cut it. Write down your budget
	...

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