Yes. Welcome back in, everybody. It's David Sidoni, the How to Buy a Home guy here, here on the How to Buy a Home podcast. Welcome in. Now, if you're a regular listener, well, it's only our third episode, so I don't know how you can be that regular. But anyway, I'm doing this one pretty quick because part of my new mission this year, it's March 7th, 2019, as I'm recording this today. I did a podcast yesterday, but I'm doing one

right now because part of my mission to help you guys out there, all the first time home

buyers who have been getting screwed, you're not getting the right information, you're not

having people come and talk to you early enough before you start the home process. So it's my mission to

change that one buyer at a time through your earbuds. Well, part of that mission is I talk to someone

about credit. Now, if you're listening to this today, that means you're a glutton for punishment.

I can't believe you're already listening to this. Credit scores. I know it sucks. It's a scary thing. It's the biggest part of

adulting. Nobody likes to talk or think about credit scores, but it's incredibly important. I'm going to do

my best to give you a ton of information. Now, why am I doing this one so quick, such a back-to-back

podcast? I just spent an hour on the phone with a credit specialist.

I've been doing this 13 years.

I've been helping people all over with their credit.

I just learned a whole bunch of new stuff.

I'm so excited about it.

And this is the thing.

This is new information to me, but this is the information that you need to know.

This is getting deep down into it. This is learning all of those dirty little secrets.

So dirty.

That's the stuff that you need to know about. That's the important thing that is going to help you.

Now, this is for everybody. I don't care

if you're five years from buying a house or five days from buying a house. I've got tips for those

of you who are just starting out trying to build your credit. And I've also got tips for those

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