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InvestTalk

3 Tricky Decisions Every Retirement Plan Must Address

InvestTalk

Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

Business, Business News, News Commentary, Investing, Entrepreneurship, News

4.31.5K Ratings

🗓️ 11 June 2025

⏱️ 50 minutes

🧾️ Download transcript

Summary

Retirees must decide how much to withdraw annually, whether to purchase long-term-care insurance, and look into the pros and cons of buying an annuity. 

Today's Stocks & Topics: GIS - General Mills Inc., Market Wrap, APLD - Applied Digital Corp., 3 Tricky Decisions Every Retirement Plan Must Address, TPH - Tri Pointe Homes Inc., Pros and Cons of Buying Annuities, PHM - PulteGroup Inc., SPGI - S&P Global Inc., China and Tariffs, CSL - Carlisle Cos., ITW - Illinois Tool Works Inc., ARE - Alexandria Real Estate Equities Inc.



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Transcript

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0:00.0

On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is InvestTalk. Incependent Thinking, shared success.

0:17.7

InvestTalk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States.

0:27.2

Here is KPP Financial Chief Executive Officer, Financial Advisor, Justin Klein.

0:35.3

Good afternoon, fellow investors, and welcome back to another edition of Invest Talk.

0:41.1

This is our Tuesday, June 10th, 2025 edition.

0:44.4

And I'm especially excited for this hour.

0:46.6

A lot of great topics on the docket from current market news, as well as our main focus point,

0:53.8

which are a few variables when it comes

0:58.1

to retirement that really are controversial and need a little bit of a little bit of a deeper dive.

1:07.7

And that's what we were here to do in this hour.

1:10.1

You know, that's what people love podcasts for is a deeper dive into particular topics, not just headlines, but kind of

1:17.2

color to the pros and the cons of each decision. And that's what we are to hear to help you with.

1:24.7

The world is not black and white. The world operates in shades of gray, whether that's when it comes to retirement planning,

1:31.3

whether it comes to your investments.

1:33.3

There are pros and cons.

1:34.3

There are weighing the options that you might have and seeing which one fits your particular

1:42.3

needs, your goals, your risk tolerance level, et cetera.

1:45.0

And that's what this show is about.

1:47.5

It's about setting your mindset so that you can make better decisions consistently with

1:53.8

your money and not be prone to the mistakes that the average person makes, which is

1:57.6

using their emotions of fear or greed that will drive their decision-making

2:03.3

process. That's the antithesis of what a successful investor does. So our job is to help you become

...

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