Today's episode is a fun one. Now, I say they're all fun because I think they are because I do this for a living.

And I know all of you are at work, either really enjoying it. You want to optimize your plan.

You want to retire early. Some of you are just starting your journey, making sure they, if you want to retire early, what can you do about that?

For those that are new, I reframe that fire movement. I don't believe in that traditional financial independence,

retire early. I believe in financial independence, recreational employment. Most people don't want to

do nothing. They want to do something. They just want it to be fulfilling. And today's episode is a

fun one because I'm giving you insight from a current client of mine. They didn't want me to

disclose their name. So let's just call them John. And John, I know you're listening to this episode because you tell me, listen to all of them, so glad that you keep doing that and hope that these are fun for you. Now, today, this framework, like I said, it comes from John. I'm going to put my insight and my twist on it. But I'm giving you the three tips that when I asked John, what would you tell yourself 10 years ago

as well as 30 years ago for an early retirement? What would that be? And they said, Ari, I'm excited to

tell it to you. They didn't want to be a guest on the podcast. I am going to have other current

clients come on the podcast in the future, but for now, just sharing the information this way.

So I'm going to walk through the framework, and as always, I have more information like this on

YouTube. If you want to follow along visually, in addition to that, I'm going to highlight a recent

review. This one comes from Lewis, L-O-U-I-S-5-4-2363-6, and Lewis, I hope I'm saying that right, they say, want to make sure that I'm not leaving anything on the table. I feel I've done a good job, but just aren't sure, how do I know, question mark, I want to make sure, sorry, three question marks there. I'm going to tell you, Lewis, I want to make sure because I've

worked so hard that once again, I don't go, dang, I wish I did this instead. So I like the way you said that, Lewis, you're making me laugh. I want to go through this and show you how you don't go, dang, I wish I did this instead. So the first thing that I'm going to go through is what John alluded to, which is the true power of compound growth.

Now, there's a really fun in my eyes.

I'll let you guys call me a nerd, but there's some fun called a Matrix book.

And this Matrix book is what I'll show a lot of clients that come on board with me.

And what it does, it shows you all the average returns over the last

hundred years, depending on how you invest. So some people go, all right, I get it. That's why we

invest. It's going to show me a high number. I go, yes, but you don't want to just invest in the

S&P 500 alone. And here's why. The average return over the last hundred years is 10.5%. That's the average

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