You're listening to TED Talks Daily, where we bring you new ideas to spark your curiosity every day.

I'm your host, Elise Hugh.

What if the biggest barrier to building wealth isn't how much you earn, but how well you understand the financial system?

Many young people still feel hopelessly lost when it comes to our money.

And this is in part due to the existing financial system.

And if we're being honest, the financial services industry as it currently exists

is really only set up and incentivized to help,

well, be already wealthy.

That's Vivian 2, your favorite Wall Street girlie, as she calls herself, a trader-turned

financial educator. She's also a businesswoman and author. In her talk, Vivian shares how

she went from the stress of living paycheck to paycheck

to becoming social media's big sister for all things finance. As the founder of Your Rich BFF,

originally a social media channel and now a multi-platform brand, she shows how clear accessible

money conversations can shift power and give everyone, yes,

everyone, a real shot at getting rich.

It's safe to say, learning finance really is like learning a new language.

But my ask of you is really simple.

Don't be afraid to be smart by looking dumb. And stick around.

I caught up with Vivian in Atlanta right after she gave her talk to dig into some of the advice she offers.

We also discuss why traditional finance has long excluded everyday people what building wealth for the next generation really means

and why she specifically caters her brand to what she calls the leftovers.

That's all coming up right after a short break. And now our TED Talk of the Day.

...