If you want to retire early, it's safe to say a financial plan can help, but when you hear

financial plan, you might hear investments, and your cousin might hear insurance, and your neighbor

might hear taxes. So there's a lot when it comes to a financial plan. The goal today is to

distill it all the way to fully understand what are the rules of thumb that you should absolutely

avoid when it comes to an early retirement, and what are the rules of thumb that you should absolutely avoid when

it comes to an early retirement? And what are the rules of thumb that you should follow? Based off

of my conversations with clients, based off my experience in seeing what really works when it

comes to having a successful early retirement and everything in between. So I'm going to go over

that today. But before I do,

if you are a new listener to the show, a very warm welcome, I want to give you all the tips and

guidance so you can feel confident in your ability to retire early. Call it before age 65. So some people

are listening to the show in their late 40s, others early 50s, some early 60s,

and you want to feel confident that number one, you don't run out of money, and number two,

you optimize what you've worked so hard for.

So let's hop right in, and before I do, once again, as always, I make this content on

YouTube as well.

So if you'd prefer to see my face as we're going along this as I make examples, you can, of always, I make this content on YouTube as well. So if you'd prefer to see my face as

we're going along this as I make examples, you can of course digest the content that way. And lastly, this is of course what I love to do. So if this is of interest, feel free to check out in the description how to work with me. But let's hop right in with that being said. The first rule of thumb I want you to avoid is the 100 rule. And what this

says is very cookie cutter. And if you've been listening to the podcast for some time, you know,

I'm anti-cookie cutter. I'm all about customization because you've worked too friggin hard to not

absolutely make the most out of your investments. And what this is saying is if you subtract your

age from 100,

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