This is Motley Fool Answers. I'm Alison Southwick, and I am joined as always by Robert Brokamp,

personal finance expert here at The Motley Fool, and he is also the editor on The Motley Fool's

Rule Your Retirement newsletter.

Hi, Allison.

Is it a monthly newsletter?

Well, the whole issue comes out every month, but we have updates and articles every week.

An exciting discussion boards, tools, resources, why there's everything for just about everyone.

Wow. That is the most braggy I've ever heard you be about your work.

I didn't say it was a good everything. I just said it's there. There's some stuff there.

All right. In this week's episode, Morgan Housel joins us to talk about three peculiar traits of wealthy people.

And we're also going to answer your question about self-directed IRAs and investigate the urban legend of retiring full-time on a cruise ship.

All that and more on this week's episode of Motley Fool Answers.

All right, it's time for Answers Answers. Bill R writes, I'm 52 years old and a long-time fool. After going through the dot-com and subprime pullbacks, combined with our age, I'm getting

a bit hesitant to have so much of our retirement in the stock market. Would you recommend

rolling some of our IR money into

a real estate IRA? The plan would be to buy some investment property to rent out and secure

another roughly $2,000 a month when we retire. What is a real estate investment IRA? A real estate

IRAs? When most people think of IRAs, they think of going to a place like Vanguard or Fidelity

or even their bank, they open the account and they can buy CDs, bonds, stocks, mutual funds.

But actually, there are a lot of other things you can buy within your IRA.

In fact, the IRS actually doesn't say what you can buy.

It only just points out the things that you can't.

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