“3 MILLION Cars Will Be Repoed” - Will America's Auto Debt CRISIS Trigger The Next Recession?

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Valuetainment Episodes

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4.8 • 1.7K Ratings

🗓️ 13 November 2025

⏱️ 12 minutes

🔗️ Recording | iTunes | RSS

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Summary

Car repossessions are surging as more Americans stretch their auto loans to 7 or 8 years. Patrick Bet-David and the crew break down why defaults are rising, how this mirrors 2008’s subprime collapse, and why long-term financing traps buyers into paying thousands more in interest.

Transcript

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0:00.0	More car buyers are stretching out their auto loans, but longer terms comes with tradeoffs.
0:05.7	And the reason why we're reading the story is because a story on the same exact day,
0:10.1	car repossessions trend shows chilling echoes of 2008 crisis as economists warn of more dominoes to fall.
0:18.6	So folks, if you're watching this, you have a car payment.
0:22.1	You're going through it. Rob, if you're watching this, you have a car payment. You're going through it.
0:23.3	Rob, if you can put that poll, for those of you that buy cars, just out of curiosity,
0:28.8	when it comes on to financing, how many guys are doing 60-month financing,
0:34.2	72-month financing, 84-month financing, or 96 month financing.
0:38.3	Rob, just put the 60, 72, 84, 96.
0:41.3	I know some people are going to be like, I pay cash, I do 48, I do 36.
0:45.3	I'm specifically interested on this here.
0:48.3	Just curious to know how many of people are going to vote.
0:51.3	60, 72, 84.
0:53.3	So it's like, I want to finance my car for five years, for six years, for seven years, for eight years, right? Okay. So let me read this to you. Car reposition trends. Jake is getting upset in her back. Jake is on 108 months. He's like, shit. Yeah, what are you do? I got a hundred twenty-month car finance.
1:12.6	I'm paying a payment for another 10 years.
1:20.2	All right. So car repositions are surging cross U.S. as at an increasing number of Americans fall behind on their loans. According to data from recovery database network analyzed by CU reposition repo session.
1:28.3	It's projected that over 3 million cars will be repoed in 2025.
1:34.3	Okay?
1:35.3	This would be the highest number since financial crisis.
1:38.3	In the final three months of this year alone,
1:40.3	the analysis predicts that 820,236 vehicles will be repossessed across the country and millions
1:48.8	more are at risk of losing their cars as they struggle to keep up with payments.
	...

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